Galveston County property record for 4027 Vista Rd, Galveston, TX 77554
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 816 sqft · built 1965 |
| Lot Size | 0.184 acres (8,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $153,100 (Mar 2019) |
| Tax Bill | $4,746 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 5560-0003-0046-000 |
| Primary APN | 5560-0003-0046-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,000 sqft (0.184 acres) |
| Garage Type | Carport |
| Garage Area | 264 sqft |
| Carport | Carport |
| Carport Area | 264 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 484 sqft |
| Patio Area | 484 sqft |
| Storage Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4027 VISTA RD |
|---|---|
| City | GALVESTON |
| State | TX |
| Zip | 77554-8822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1F2 |
| Legal Description | ABST 121 PAGE 41 LOT 46 BLK 3 PALM BEACH |
| Legal Subdivision | PALM BEACH |
| Legal Block | 3 |
| Legal Lot Number | 46 |
| Jurisdiction | GALVESTON TX |
| Township / Civil Division | GALVESTON |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 726101 |
4027 Vista Rd is owned by an individual who bought it in March 2019.
Source: Galveston County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15715 FATHOM LN, HOUSTON, TX 77062-4435 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Mar 1, 2019 | Vendor's Lien, Transfer VISIO FINANCIAL SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2019 · Amount on File |
| Deed Sale | Mar 1, 2019 · Amount on File |
| Prior Sale | Jul 1, 2009 · Amount on File |
| Deed Document Number | 201910412 |
| Prior Transfer Date | Feb 26, 2019 |
| Prior Transfer Doc | 0000010412 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALVESTON TX |
| Property Address | 4027 VISTA RD, GALVESTON, TX 77554-8822 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000060354 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 2021060354 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GALVESTON TX |
| Recording Date | Mar 1, 2019 |
| Property Address | 4027 VISTA RD, GALVESTON, TX 77554-8822 |
| Document Number | 0000010412 |
| Map Reference | VOL 254-A PG 79 |
| Instrument Date | Feb 26, 2019 |
| Instrument | 2019010412 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | TEXAS AMERICAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 15715 FATHOM LN, HOUSTON, TX 77062-4435 |
| Document Number | 0000010413 |
|---|---|
| Date | Mar 1, 2019 |
| Instrument | 2019010413 |
| Name | VISIO FINANCIAL SERVICES INC |
|---|---|
| Type | Lending Institution |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.32% |
| Type Change Date | Apr 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 7.32% |
| Max Rate At Change | 10.3% |
| Index | 1-Year LIBOR |
| Margin | 7 |
| Max Rate | 13.3% |
The 2025 property tax bill for 4027 Vista Rd was $4,746, down 15.8% from the year before.
Source: Galveston County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Galveston County |
| Municipality | Galveston City |
| Unified School District | Galveston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $270,000 (-3.57%) Land $99,280 Building $170,720 | $270,000 (-3.57%) Land $99,280 Building $170,720 | |
| 2025 | $4,746.00 (-15.76%) | $280,000 Land $153,360 Building $126,640 | $280,000 Land $153,360 Building $126,640 |
| 2024 | $5,634.00 | ||
| 2023 | $403,988 Land $88,000 Building $315,988 | $403,988 Land $88,000 Building $315,988 | |
| 2018 | $3,490.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4027 Vista Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 2,023 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,023 in force |
| Nearby Flood Claims | 253 (1989–2026) |
| Most Recent Claim | May 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4027 Vista Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GALVESTON serves 52,326 people · EPA ID TX0840003 |
|---|---|
| Water Source | Purchased surface water from GULF COAST WATER AUTHORITY TX CITY |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures