429 GREEN SPRINGS HWY BIRMINGHAM AL 352094935, BIRMINGHAM, AL 35209-4935
July 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
JEFFERSON AL
Property Address
4027 STONE DR, BESSEMER, AL 35022
Document Number
0000070932
Instrument Date
Jul 5, 2019
Transaction Type
Mortgage
Record Updated
Aug 1, 2019
Title Company
SERVICELINK
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
4029 STONE DR BESSEMER AL 350224866, BESSEMER, AL 35022-4866
Mortgage
Document Number
0000070932
Date
Jul 16, 2019
Instrument
70932
Lender
Name
USAA FED'L SVGS BK
Address
SAN ANTONIO, TX 78288-0544
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jul 15, 2049
October 2018: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
JEFFERSON AL
Recording Date
Oct 9, 2018
Property Address
4027 STONE DR, BESSEMER, AL 35022
Document Number
0000105129
Instrument Date
Sep 28, 2018
Instrument
105129
Transaction Type
Transfer
Record Updated
Oct 29, 2018
Title Company
OTHER
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$61.50
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
715 WALNUT ST BESSEMER AL 350208119, BESSEMER, AL 35020-8119
Mortgage
Document Number
105130
Date
Oct 9, 2018
Instrument
105130
Lender
Name
USAA
Address
SAN ANTONIO, TX 78288
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Oct 8, 2048
Tax Assessment & Valuation
The 2025 property tax bill for 4027 Stone Dr was $1,581, up 37% from the year before.
Source: Jefferson County assessment roll, as of March 16, 2026
Property Jurisdictions
Type
Name
State
Alabama
Municipality
Bessemer City
County
Jefferson County
Unified School District
Bessemer City School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$1,581.00 (+37%)
$23,020
$115,100Land $29,300Building $85,800
2024
$1,154.00
2023
$16,800Land $4,360Building $12,440
$84,000Land $21,800Building $62,200
2022
$1,016.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 4027 Stone Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Nearby Flood Claims
3 (2014)
Claims Outside the SFHA
1 of 3
Most Recent Claim
Apr 2014 · river or lake flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 4027 Stone Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 46% of the US · above 51% of Alabama
Wildfire Likelihood
0.09% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
BESSEMER WATER SERVICE serves 86,091 people · EPA ID AL0000737
Water Source
Purchased surface water from several systems
Last State Inspection
May 2024
Lead
1 ppb (2025–2027) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
2 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025