Albany County and Guilderland Town property record for 4027 Ryan Pl, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,115 sqft · built 2001 |
| Lot Size | 0.994 acres (43,315 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Jan 2002) |
| Tax Bill | $9,208 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Mar 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 28.15-2-14 |
| Primary APN | 013089 28.15-2-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,115 sqft Living Area |
| 1st Floor Area | 1,089 sqft |
| 2nd Floor Area | 1,026 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,315 sqft (0.994 acres) |
| Lot Dimensions | 480 ft deep x 90.2 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Porch | Slab |
| Porch Area | 487 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 02801500020140000000 |
|---|---|
| Street Address | 4027 RYAN PL |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-2819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | BLACKBERRY ESTATES LOT 14 |
| Legal Subdivision | BALCKBURY ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 14.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 14617 |
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4027 RYAN PL, SCHENECTADY, NY 12303-2819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2025 | Deed of Trust, Mortgage · Line of Credit SIDNEY FCU |
| Mar 24, 2021 | Deed of Trust, Mortgage · Line of Credit CAPITAL EDUCATORS FCU |
| Oct 21, 2019 | Warranty Deed, Transfer · Conventional with PMI CAPITAL COMMUNICATIONS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 29, 2002 · Amount on Record |
| Deed Sale | Jan 29, 2002 · Amount on Record |
| Prior Sale | Dec 28, 2001 · Amount on Record |
| Deed Book / Page | 2701 / 125 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 4027 RYAN PL, SCHENECTADY, NY 12303-2819 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4027 RYAN PL, SCHENECTADY, NY 12303-2819 |
| Document Number | 0000008750 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | R2025-18750 |
| Name | SIDNEY FCU |
|---|---|
| Type | Credit Union |
| Address | SIDNEY, NY 13838 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 4027 RYAN PL, SCHENECTADY, NY 12303-2819 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009183 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | R2021-09183 |
| Name | CAPITAL EDUCATORS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 22, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Oct 21, 2019 |
| Property Address | 4027 RYAN PL, SCHENECTADY, NY 12303-2819 |
| Document Number | 0000022199 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 22199 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,460.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 STONELEDGE DR #5 TROY NY 121823524, 5, TROY, NY 12182-3524 |
| Document Number | 22200 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | 22200 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Address | ALBANY, NY 12205 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 20, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,208.00 (+9.72%) | $383,000 (-) Land $77,000 Building $306,000 | $510,667 (+13.33%) Land $102,667 Building $408,000 |
| 2023 | $383,000 (+10.06%) Land $77,000 Building $306,000 | $450,588 (+17.83%) Land $90,588 Building $360,000 | |
| 2022 | $348,000 Land $70,000 Building $278,000 | $382,418 Land $76,923 Building $305,495 | |
| 2021 | $8,392.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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