4027 Gary Ave, Lorain, OH 44055 Property Records

Lorain County property record for 4027 Gary Ave, Lorain, OH 44055

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,792 sqft · built 1948
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Feb 2019)
Tax Bill	$2,053 (2024)
Deeds & Mortgages	Jun 2019 Mortgage Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-00-079-101-005`

Property Details

APN / Parcel Number

Primary APN	`03-00-079-101-005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
1st Floor Area	896 sqft
Basement Area	896 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Porch	Porch
Porch Area	84 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	4027 GARY AVE
City	LORAIN
State	OH
Zip	44055-2872
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	HOMEWOOD 50 X 140
Legal Subdivision	HOMEWOOD
Legal Block	101
Legal Lot Number	49
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1011
Census Tract	97500

Owner

Source: Lorain County records, as of April 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	38278 TERRELL DR, N RIDGEVILLE, OH 44039-8773
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST FED'L S&L/LAKEWOOD
Feb 15, 2019	Warranty Deed, Transfer MAXIMUM TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2019 · Amount on Record
Deed Sale	Feb 15, 2019 · Amount on Record
Prior Sale	Mar 26, 2004
Deed Document Number	2019704630
Prior Transfer Date	Mar 14, 2016
Prior Transfer Doc	0000603001
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4027 GARY AVE, LORAIN, OH 44055-2872
Document Number	0000719138
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 3, 2019
Title Company	ERIEVIEW TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4027 GARY AVE LORAIN OH 440552872, LORAIN, OH 44055-2872

Mortgage

Document Number	0000719138
Date	Jun 21, 2019
Instrument	719138

Lender

Name	FIRST FED'L S&L/LAKEWOOD
Type	Federal Savings Bank
Address	LAKEWOOD, OH 44107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 15, 2019
Property Address	4027 GARY AVE, LORAIN, OH 44055-2872
Document Number	0000704630
Instrument Date	Feb 14, 2019
Instrument	704630
Transaction Type	Transfer
Record Updated	Feb 28, 2019
Title Company	MAXIMUM TITLE

Transaction

Amount	Amount Recorded
Tax	$200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38278 TERRELL DR NORTH RIDGEVILLE OH 440398773, NORTH RIDGEVILLE, OH 44039-8773

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,053.00 (+37.05%)	$48,598 (+71.33%) Land $10,584 Building $38,014	$138,850 (+71.34%) Land $30,240 Building $108,610
2023	$1,498.00	$28,365 Land $6,339 Building $22,026	$81,040 Land $18,110 Building $62,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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