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4027 Bay Dr, Middle River, MD 21220 Property Records

Baltimore County property record for 4027 Bay Dr, Middle River, MD 21220

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,509 sqft · built 2004
Lot Size0.475 acres (20,700 sqft)
OwnerIndividual Name on File
Last Sale$569,000 (May 2020)
Tax Bill$3,647 (2023)
Deeds & MortgagesMay 2020 Sale & Mortgage
APN15-1522000420

Property Details

APN / Parcel Number

Primary APN15-1522000420
Alternative APN
  • 1522000420

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,509 sqft Total Area
1st Floor Area1,096 sqft
Basement Area700 sqft
Finished Basement700 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area20,700 sqft (0.475 acres)
Lot Dimensions414 ft deep x 50 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area195 sqft
Deck Area390 sqft
Patio Area600 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number1522000420
Street Address4027 BAY DR
CityMIDDLE RIVER
StateMD
Zip21220-4036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description200 W HUGHES RD BOWLEYS QUARTERS
Legal SubdivisionBOWLEYS QUARTERS
Legal Lot Number318
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group2
Census Block2023
Census Tract451802

Owner

4027 Bay Dr is owned and occupied by an individual who bought it in May 2020.

Source: Baltimore County records, as of September 22, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address4027 BAY DR, MIDDLE RIVER, MD 21220-4036
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2020 · Amount on File
Deed SaleMay 8, 2020 · Amount on File
Prior SaleFeb 11, 2005 · Amount on File
Deed Document Number0042796280
Deed Book / Page42796 / 280
Record UpdatedJun 7, 2026

May 2020: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateMay 8, 2020
Property Address4027 BAY DR, MIDDLE RIVER, MD 21220-4036
Document Number0427960280
Book / Page42796 / 280
Map ReferenceMB WPC 8 FO 10
Instrument DateApr 30, 2020
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyOMNI LAND SETTLEMENT CORP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4027 BAY DR, MIDDLE RIVER, MD 21220-4036

Mortgage

Document Number0042796286
DateMay 8, 2020
Instrument42796/286
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,647.00 Homeowner's exemption$540,300 Land $264,100 Building $276,200$540,300 Land $264,100 Building $276,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4027 Bay Dr; there have been 351 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 234 policies
Nearby Flood Policies234 in force
Nearby Flood Claims351 (1979–2024)
Claims Outside the SFHA53 of 351
Most Recent ClaimAug 2024 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 4 claims
  • Hurricane Isabel, Sep 2003 · 224 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4027 Bay Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Bay Dr

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