4026 Suttle Pl, Matthews, NC 28104 Property Records

Union County property record for 4026 Suttle Pl, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,675 sqft · built 1999
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Sep 2023)
Tax Bill	$2,545 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-129-797`

Property Details

APN / Parcel Number

Primary APN	`07-129-797`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,675 sqft Living Area
Gross Area	2,151 sqft
1st Floor Area	932 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4026 SUTTLE PL
City	MATTHEWS
State	NC
Zip	28104-5175
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 STALL
Legal Description	#151 KERRY GREENS PH5 OPCF018
Legal Subdivision	KERRY GREENS
Legal Lot Number	151
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1029
Census Tract	20313

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4026 SUTTLE PL, MATTHEWS, NC 28104-5175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Nov 12, 2021	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 22, 2021	Correction Deed
Jan 27, 2021	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 26, 2019	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2023 · Amount on Record
Deed Sale	Sep 25, 2023 · Amount on Record
Prior Sale	Jun 26, 2019 · Amount on Record
Deed Document Number	202323282
Deed Book / Page	8786 / 379
Prior Transfer Date	Oct 18, 2011
Prior Transfer Doc	0005613009
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 25, 2023
Property Address	4026 SUTTLE PL, MATTHEWS, NC 28104-5175
Document Number	0008786379
Book / Page	8786 / 379
Map Reference	CAB F FILE 8
Instrument Date	Sep 25, 2023
Instrument	23282
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	331 E PARK RD APT 107, 107, INDIAN TRAIL, NC 28079-7876

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4026 SUTTLE PL, MATTHEWS, NC 28104-5175
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023283
Date	Sep 25, 2023
Instrument	23283

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4026 SUTTLE PL, MATTHEWS, NC 28104-5175
Transaction Type	Mortgage
Record Updated	Dec 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8311879
Date	Nov 12, 2021
Book Page	8311/879
Instrument	53988

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	UNION NC
Recording Date	Oct 22, 2021
Property Address	4026 SUTTLE PL, MATTHEWS, NC 28104-5175
Document Number	8289140
Book / Page	8289 / 140
Map Reference	CAB F FILE 18
Instrument Date	Jun 26, 2021
Instrument	50621
Record Updated	Nov 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1412 NATIVE DIVER LN, 1412, INDIAN TRAIL, NC 28079-5805

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4026 SUTTLE PL, MATTHEWS, NC 28104-5175
Transaction Type	Mortgage
Record Updated	Feb 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7967736
Date	Jan 27, 2021
Book Page	7967/736
Instrument	3845

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 26, 2019
Property Address	4026 SUTTLE PL, MATTHEWS, NC 28104-5175
Document Number	0007400676
Book / Page	7400 / 676
Map Reference	CAB F FILE 8
Instrument Date	Jun 26, 2019
Instrument	0017894
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1412 NATIVE DIVER LN, 1412, INDIAN TRAIL, NC 28079-5805

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017895
Date	Jun 26, 2019
Instrument	0017895

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,200 (-) Land $78,000 Building $337,200	$415,200 (-) Land $78,000 Building $337,200
2025	$2,545.00 (+18.93%)	$415,200 (+64.57%) Land $78,000 Building $337,200	$415,200 (+64.57%) Land $78,000 Building $337,200
2023	$2,140.00 (+0.99%)	$252,300 (-) Land $49,500 Building $202,800	$252,300 (-) Land $49,500 Building $202,800
2022	$2,119.00	$252,300 Land $49,500 Building $202,800	$252,300 Land $49,500 Building $202,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Ripple Fiber.

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