4026 Malcolm Ave, Oakland, CA 94605 Property Records

Alameda County property record for 4026 Malcolm Ave, Oakland, CA 94605

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,322 sqft · built 1979
Lot Size	0.213 acres (9,279 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Dec 2010)
Tax Bill	$7,787 (2025)
Deeds & Mortgages	May 2022 Line of Credit May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`48-6175-71`

Property Details

APN / Parcel Number

Primary APN	`48-6175-71`
Alternative APN	`048-6175-071-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,322 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1981
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	9,279 sqft (0.213 acres)

Location & Zoning

Street Address	4026 MALCOLM AVE
City	OAKLAND
State	CA
Zip	94605-5455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0000C BLK: PM: 0054 PAGE: 0052
Legal Subdivision	OAKLAND
Legal Lot Number	C
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2007
Census Tract	410000

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4026 MALCOLM AVE, OAKLAND, CA 94605-5455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · Line of Credit AIM CU
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 25, 2019	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Sep 21, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2010 · Amount on Record
Deed Sale	Dec 16, 2010 · Amount on Record
Prior Sale	Mar 21, 2002 · Amount on Record
Deed Document Number	2010377114
Prior Transfer Date	Sep 25, 1995
Prior Transfer Doc	0000226694
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4026 MALCOLM AVE, OAKLAND, CA 94605-5455
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4026 MALCOLM AVE, OAKLAND, CA 94605-5455

Mortgage

Document Number	0000091519
Date	May 10, 2022
Instrument	2022091519

Lender

Name	AIM CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4026 MALCOLM AVE, OAKLAND, CA 94605-5455
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4026 MALCOLM AVE, OAKLAND, CA 94605-5455

Mortgage

Document Number	0000174144
Date	May 5, 2021
Instrument	2021174144

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4026 MALCOLM AVE, OAKLAND, CA 94605-5455
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000148843
Date	Jun 26, 2020
Instrument	2020148843

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4026 MALCOLM AVE, OAKLAND, CA 94605-5455
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000142716
Date	Jul 25, 2019
Instrument	2019142716

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4026 MALCOLM AVE, OAKLAND, CA 94605-5455
Document Number	0000226716
Instrument Date	Sep 21, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4026 MALCOLM AVE OAKLAND CA 946055455, OAKLAND, CA 94605-5455

Mortgage

Document Number	0000226716
Date	Oct 13, 2017
Instrument	226716

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$470,418 (+2%) Land $141,125 Building $329,293
2025	$7,787.00 (+1.05%)	$461,195 (+4.04%) Land $138,358 Building $322,837
2023	$7,706.00	$443,292 Land $132,987 Building $310,305	$978,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1980–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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