4026 Haines Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 4026 Haines Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,513 sqft · built 1950
Lot Size	1.8 acres (78,408 sqft)
Owner	Individual Name on File
Last Sale	$169,900 (May 2006)
Tax Bill	$4,124 (2026)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-2710-05146`

Property Details

APN / Parcel Number

Primary APN	`010-2710-05146`
Alternative APN	`1077872`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,513 sqft Gross Area
1st Floor Area	889 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	78,408 sqft (1.8 acres)
Garage Area	484 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	165 sqft
Deck Area	84 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1077872
Street Address	4026 HAINES RD
City	DULUTH
State	MN
Zip	55811-1749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SLY 110 23/100 FT OF S 1/2 OF NW 1/4 OFSW 1/4 OF NW 1/4 SERIAL #
Legal Range	14W
Legal Township	50N
Legal Section	19
Legal Subdivision	DULUTH LANDS IN THE CITY
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1014
Census Tract	301

Owner

4026 Haines Rd is owned and occupied by an individual who bought it in May 2006.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4026 HAINES RD, DULUTH, MN 55811-1749
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2006 · Amount on File
Deed Sale	May 8, 2006 · Amount on File
Deed Document Number	20061017080
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	May 12, 2026
Property Address	4026 HAINES RD, DULUTH, MN 55811-1749
Document Number	0001532409
Instrument Date	Apr 24, 2026
Instrument	20261532409
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4026 HAINES RD, DULUTH, MN 55811-1749

Mortgage

Document Number	0001532409,
Date	May 12, 2026
Instrument	20261532409

Lender

Name	CENTRAL CITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 24, 2041

Interest

Rate	5.75%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 4026 Haines Rd was $4,124 with a homeowner's exemption, up 12.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,124.00 (+12.07%) Homeowner's exemption
2025	$3,680.00 (-12.21%) Homeowner's exemption	$321,800 (+12.4%) Land $50,000 Building $271,800	$321,800 (+12.4%) Land $50,000 Building $271,800
2024	$4,192.00	$286,300 Land $64,400 Building $221,900	$286,300 Land $64,400 Building $221,900
2022		$262,000 Land $62,000 Building $200,000	$262,000 Land $62,000 Building $200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4026 Haines Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4026 Haines Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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