4026 Gram Ln, Waco, TX 76705 Property Records

McLennan County property record for 4026 Gram Ln, Waco, TX 76705

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,260 sqft · built 1950
Lot Size0.189 acres (8,215 sqft)
OwnerIndividual Name on Record
Last Sale$19,400 (Dec 2008)
Tax Bill$925 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN28-001000-000200-6

Property Details

APN / Parcel Number

Primary APN28-001000-000200-6
Alternative APNs
  • 2800100000020060111
  • 121619

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,260 sqft Living Area
1st Floor Area1,260 sqft
FlooringWood

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1973
Exterior MaterialWood
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area8,215 sqft (0.189 acres)
Lot Dimensions155 ft deep x 53 ft wide
Garage TypeCarport
Garage Area440 sqft
CarportCarport
Carport Area440 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area200 sqft
Storage Building168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4026 GRAM LN
CityWACO
StateTX
Zip76705-3123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionALAMO GARDENS 2 LOT 2 BLOCK 1 ACRES .1886
Legal SubdivisionALAMO GARDENS 2
Legal Block1
Legal Lot Number2
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group4
Census Block4007
Census Tract1700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4026 GRAM LN, WACO, TX 76705-3123
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2008 · Amount on Record
Deed SaleDec 22, 2008 · Amount on Record
Deed Document Number200840480
Prior Transfer DateDec 15, 2008
Prior Transfer Doc0000040480
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address4026 GRAM LN, WACO, TX 76705-3123
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044653
DateNov 18, 2022
Instrument2022044653
Lender
NameFIRST CENTRAL CU
TypeCredit Union
AddressWACO, TX 76710
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueOct 10, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityBellmead City
CountyMcLennan County
Unified School DistrictLa Vega Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$144,968 (+1%)$204,485 (-1.56%) Land $26,863 Building $177,622
2025$925.00 (+175.3%) Homeowner's exemption$131,789 (+44.58%) Land $24,400 Building $183,330$207,730 (+127.9%) Land $24,400 Building $183,330
2024$336.00 (+16.26%)
2023$91,150 Land $24,400 Building $66,750$91,150 Land $24,400 Building $66,750
2022$289.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2012–2026)
Most Recent ClaimJun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELLMEAD
serves 10,664 people · EPA ID TX1550001
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityArsenic
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: AT&T, Nextlink.

Nearby Properties on Gram Ln

Nearby Streets

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