4026 E Providence Ct, Bloomington, IN 47408 Property Records

Monroe County property record for 4026 E Providence Ct, Bloomington, IN 47408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,194 sqft · built 1972
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (May 2026)
Tax Bill	$3,492 (2025)
Deeds & Mortgages	May 2026 Sale Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013-10540-00`

Property Details

APN / Parcel Number

Primary APN	`013-10540-00`
Alternative APN	`53-05-36-302-018.000-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,194 sqft Living Area
1st Floor Area	2,194 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	013-10540-00
Street Address	4026 E PROVIDENCE CT
City	BLOOMINGTON
State	IN
Zip	47408-3129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK RIDGE E 3RD LOT 468
Legal Subdivision	PARK RIDGE EAST THIRD SECTION
Legal Lot Number	468
Jurisdiction	MONROE IN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1011
Census Tract	903

Owner

Source: Monroe County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4026 E PROVIDENCE CT, BLOOMINGTON, IN 47408-3129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed, Transfer JOHN BETHELL TITLE COMPANY, JOHN BETHEL TITLE COMPANY
Jun 13, 2019	Deed, Transfer · ARM INDIANA UNIVERSITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2026 · Amount on Record
Deed Sale	May 11, 2026 · Amount on Record
Prior Sale	Jun 13, 2019 · Amount on Record
Deed Document Number	202655940
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IN
Recording Date	May 11, 2026
Property Address	4026 E PROVIDENCE CT, BLOOMINGTON, IN 47408-3129
Document Number	0000055940
Instrument Date	May 11, 2026
Instrument	202655940
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	JOHN BETHELL TITLE COMPANY, JOHN BETHEL TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4026 E PROVIDENCE CT, BLOOMINGTON, IN 47408-3129

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IN
Recording Date	Jun 13, 2019
Property Address	4026 E PROVIDENCE CT, BLOOMINGTON, IN 47408-3129
Document Number	2019008157
Map Reference	CAB B ENV 109
Instrument Date	Jun 11, 2019
Instrument	2019008157
Transaction Type	Transfer
Record Updated	Jun 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4026 E PROVIDENCE CT, BLOOMINGTON, IN 47408-3129

Mortgage

Document Number	2019008158
Date	Jun 13, 2019
Instrument	2019008158

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.37%
Index	1-Year CMT
Max Rate	8.37%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Bloomington Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,492.00 (-9.49%)	$359,300 (-1.1%) Land $135,000 Building $224,300	$359,300 (-1.1%) Land $135,000 Building $224,300
2024	$3,858.00 (+11.41%)
2023		$363,300 (+13.35%) Land $87,000 Building $276,300	$363,300 (+13.35%) Land $87,000 Building $276,300
2022	$3,463.00 Homeowner's exemption	$320,500 Land $75,000 Building $245,500	$320,500 Land $75,000 Building $245,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smithville Communications.

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