Baltimore County property record for 4026 Cutty Sark Rd, Middle River, MD 21220
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,800 sqft · built 2004 |
| Lot Size | 0.036 acres (1,601 sqft) |
| Owner | Individual Name on File |
| Last Sale | $233,000 (Jan 2021) |
| Tax Bill | $1,641 (2023) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage May 2020 Sale & Mortgage |
| APN | 15-2400001070 |
| Primary APN | 15-2400001070 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 3 Stories |
| Building Area | 1,800 sqft Total Area |
| 1st Floor Area | 612 sqft |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,601 sqft (0.036 acres) |
| Deck Area | 192 sqft |
| Patio Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 2400001070 |
|---|---|
| Street Address | 4026 CUTTY SARK RD |
| City | MIDDLE RIVER |
| State | MD |
| Zip | 21220-2317 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | .037 AC PHASE 2A 4026 CUTTY SARK RD NS CARROLLWOOD MANOR |
| Legal Subdivision | CARROLLWOOD MANOR |
| Legal Phase | 4026,2A |
| Legal Block | Q |
| Legal Lot Number | 45 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 15 |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 451803 |
Source: Baltimore County records · APN 15-2400001070
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4026 CUTTY SARK RD, MIDDLE RIVER, MD 21220-2317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2021 | Deed, Transfer · FHA Mortgage DIRECT MORTGAGE LOANS LLC |
| May 04, 2020 | Deed, Transfer · Conventional Mortgage UNIVERSAL MORTGAGE & FINANCE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 27, 2021 · Amount on Record |
| Deed Sale | Jan 27, 2021 · Amount on Record |
| Prior Sale | May 04, 2020 · Amount on Record |
| Deed Document Number | 0044006139 |
| Deed Book / Page | 44006 / 139 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Jan 27, 2021 |
| Property Address | 4026 CUTTY SARK RD, MIDDLE RIVER, MD 21220-2317 |
| Document Number | 0440060139 |
| Book / Page | 44006 / 139 |
| Map Reference | MB 74 FO 135 |
| Instrument Date | Nov 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | MASTERS TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 4026 CUTTY SARK RD, MIDDLE RIVER, MD 21220-2317 |
| Document Number | 0044006147 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 44006/147 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | May 04, 2020 |
| Property Address | 4026 CUTTY SARK RD, MIDDLE RIVER, MD 21220-2317 |
| Document Number | 0427730405 |
| Book / Page | 42773 / 405 |
| Map Reference | MB 74 FO 135 |
| Instrument Date | Apr 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | TITLE FORWARD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9316 GLEN VISTA RD, 9316, MIDDLE RIVER, MD 21220 |
| Name | Verified Name |
|---|---|
| Address | 4026 CUTTY SARK RD, MIDDLE RIVER, MD 21220-2317 |
| Document Number | 0042773413 |
|---|---|
| Date | May 04, 2020 |
| Instrument | 42773/413 |
| Name | UNIVERSAL MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2050 |
Source: Baltimore County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,641.00 | $200,400 Land $70,000 Building $130,400 | $200,400 Land $70,000 Building $130,400 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 68 policies |
| Nearby Flood Policies | 68 in force |
| Nearby Flood Claims | 66 (1978–2024) |
| Claims Outside the SFHA | 3 of 66 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 301 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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