Montgomery County property record for 4026 Cloverleaf Rd, Vandalia, OH 45377
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,463 sqft · built 1929 |
| Lot Size | 0.225 acres (9,801 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,000 (Oct 2018) |
| Tax Bill | $3,510 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A01-20331-0010 |
| Primary APN | A01-20331-0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,463 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Basement Area | 119 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,801 sqft (0.225 acres) |
| Lot Dimensions | 175 ft deep x 56 ft wide |
| Terrain | Above Road/Slope |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 209 sqft |
| Deck Area | 170 sqft |
| Patio Area | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4026 CLOVERLEAF RD |
|---|---|
| City | VANDALIA |
| State | OH |
| Zip | 45377-9704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10 PT BERTS |
| Legal Subdivision | BERTS |
| Legal Lot Number | 10 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 110202 |
4026 Cloverleaf Rd is owned and occupied by an individual who bought it in October 2018.
Source: Montgomery County records, as of December 30, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4026 CLOVERLEAF RD, VANDALIA, OH 45377-9704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2020 | Deed of Trust, Mortgage · FHA Mortgage THRIVE MTG LLC |
| Oct 5, 2018 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2018 · Amount on File |
| Deed Sale | Oct 5, 2018 · Amount on File |
| Prior Sale | Sep 12, 2012 · Amount on File |
| Deed Document Number | 201859037 |
| Prior Transfer Date | Jun 27, 2012 |
| Prior Transfer Doc | 0000059329 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 4026 CLOVERLEAF RD, VANDALIA, OH 45377-9704 |
| Document Number | 0000075591 |
| Instrument Date | Dec 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2021 |
| Title Company | ASSOCIATES TITLE |
| Name | Verified Name |
|---|---|
| Address | 4026 CLOVERLEAF RD VANDALIA OH 453779704, VANDALIA, OH 45377-9704 |
| Document Number | 0000075591 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 75591 |
| Name | THRIVE MTG LLC |
|---|---|
| Address | GEORGETOWN, TX 78633 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 13, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Oct 5, 2018 |
| Property Address | 4026 CLOVERLEAF RD, VANDALIA, OH 45377-9704 |
| Document Number | 0000059037 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 59037 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2018 |
| Title Company | PARTNERS LAND TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $357.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4026 CLOVERLEAF RD VANDALIA OH 453779704, VANDALIA, OH 45377-9704 |
| Document Number | 59038 |
|---|---|
| Date | Oct 5, 2018 |
| Instrument | 59038 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 4, 2048 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Butler Township |
| Unified School District | Vandalia-Butler City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $55,380 Land $10,280 Building $45,100 | $158,220 Land $29,370 Building $128,850 | |
| 2024 | $3,510.00 (+2.75%) | ||
| 2023 | $3,416.00 (+13.08%) | $55,380 (+42%) Land $10,280 Building $45,100 | $158,220 Land $29,370 Building $128,850 |
| 2022 | $3,021.00 | $39,000 Land $7,240 Building $31,760 | |
| 2020 | $111,420 Land $20,680 Building $90,740 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4026 Cloverleaf Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 11 (1990–2005) |
| Most Recent Claim | Jan 2005 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
No wildfire likelihood is modeled around 4026 Cloverleaf Rd, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 2 PWS serves 83,033 people · EPA ID OH5701503 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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