Hennepin County property record for 4025 Watertown Rd, Maple Plain, MN 55359
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 1,592 sqft · built 1978 |
| Lot Size | 13 acres (569,329 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $775,000 (Jan 2021) |
| Tax Bill | $8,370 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-118-23-41-0012 |
| Primary APN | 31-118-23-41-0012 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,592 sqft Living Area |
| Gross Area | 3,628 sqft |
| 1st Floor Area | 1,592 sqft |
| Basement Area | 1,223 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 569,329 sqft |
| Lot Dimensions | 260 ft deep x 23 ft wide |
| Terrain | Wooded |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 330 sqft |
| Deck Area | 1,213 sqft |
| Patio Area | 1,188 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 4025 WATERTOWN RD |
|---|---|
| City | MAPLE PLAIN |
| State | MN |
| Zip | 55359-9616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNPLATTED 31 118 23 BEG AT THE INTERSECTION OF SLY LINE OF WATERTOWN RD WITH E LINE OF SE 1/4 TH NWLY ALONG SAID SLY LINE TO ITS INTERSECTION WITH E LINE OF W 20 T IRREGULAR |
| Legal Range | 23 |
| Legal Township | 118 |
| Legal Section | 31 |
| Legal Quarter | 41 |
| Legal Subdivision | UNPLATTED 31 118 23 |
| Legal Block | 1 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | ORONO |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 27204 |
4025 Watertown Rd is owned and occupied by two individuals who bought it in January 2021.
Source: Hennepin County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4025 WATERTOWN RD, MAPLE PLAIN, MN 55359-9616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2021 | Deed of Trust, Mortgage · Line of Credit AMERICAN INVESTORS BANK & MORTGAGE |
| Jan 11, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2021 · Amount on File |
| Deed Sale | Jan 11, 2021 · Amount on File |
| Prior Sale | Apr 16, 2010 · Amount on File |
| Deed Document Number | 202110898776 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4025 WATERTOWN RD, MAPLE PLAIN, MN 55359-9616 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0A11030167 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | A11030167 |
| Name | AMERICAN INVESTORS BANK & MORTGAGE |
|---|---|
| Type | Bank |
| Address | EDEN PRAIRIE, MN 55344 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 15, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jan 11, 2021 |
| Property Address | 4025 WATERTOWN RD, MAPLE PLAIN, MN 55359-9616 |
| Document Number | 0A10898776 |
| Instrument Date | Jan 4, 2021 |
| Instrument | A10898776 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | TRADEMARK TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,557.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4025 WATERTOWN RD, ORONO, MN 55359-9616 |
| Document Number | 0A10898777 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | A10898777 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 4025 Watertown Rd was $8,370.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Orono City |
| Unified School District | Orono Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,370.00 | $795,900 Land $600,000 Building $195,900 | $795,900 Land $600,000 Building $195,900 |
| 2023 | $8,125.00 Homeowner's exemption | ||
| 2022 | $782,000 Land $568,000 Building $214,000 | $782,000 Land $568,000 Building $214,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4025 Watertown Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4025 Watertown Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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