Ashe County property record for 4025 Three Top Rd, Todd, NC 28684
| Property Type | Single Family Home |
|---|---|
| Details | 1,152 sqft · built 1972 |
| Lot Size | 2.38 acres (103,673 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $710 (2026) |
| Deeds & Mortgages | Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03118-012 |
| Primary APN | 03118-012 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 7 Plumbing Fixtures |
|---|---|
| Building Area | 1,152 sqft Heated Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Conventional |
| Lot Area | 103,673 sqft (2.38 acres) |
| Account Number | 17235 |
|---|---|
| Old Parcel Number | 03118012 |
| Street Address | 4025 THREE TOP RD |
| City | TODD |
| State | NC |
| Zip | 28684-9105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.38 A FROM J S RASH RT 1100 (RURAL PAVED) .38 A F |
| Jurisdiction | ASHE NC |
| Township / Civil Division | CRESTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 970701 |
Source: Ashe County records, as of September 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4078 BIG HILL RD, TODD, NC 28684-9714 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 4025 THREE TOP RD, TODD, NC 28684-9105 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000517/733 |
|---|---|
| Date | Sep 23, 2020 |
| Book Page | 517/733 |
| Instrument | 4702 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | BOONE, NC 28607 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Ashe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $710.00 | $135,200 (-) Land $25,800 Building $109,400 | $135,200 (-) Land $25,800 Building $109,400 |
| 2025 | $710.00 (-7.07%) | $135,200 (-10.64%) Land $25,800 Building $109,400 | $135,200 (-10.64%) Land $25,800 Building $109,400 |
| 2023 | $764.00 (+9.93%) | $151,300 (+58.76%) Land $25,800 Building $125,500 | $151,300 (+58.76%) Land $25,800 Building $125,500 |
| 2022 | $695.00 | $95,300 Land $18,900 Building $76,400 | $95,300 Land $18,900 Building $76,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
No cell data coverage reported
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