St. Louis County property record for 4025 Stebner Rd, Hermantown, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.25 ba · 2,168 sqft · built 1997 |
| Lot Size | 1.46 acres (63,856 sqft) |
| Owner | Individual Name on File |
| Last Sale | $583,000 (Jul 2026) |
| Tax Bill | $6,800 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 395-0119-00030 |
| Primary APN | 395-0119-00030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,168 sqft Gross Area |
| 1st Floor Area | 1,084 sqft |
| Basement Area | 958 sqft |
| Finished Basement | 958 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 63,856 sqft (1.46 acres) |
| Garage Area | 768 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 120 sqft |
| Storage Building | 56 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1051605 |
|---|---|
| Street Address | 4025 STEBNER RD |
| City | HERMANTOWN |
| State | MN |
| Zip | 55811-1731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0003 BLOCK:001 SERIAL # |
| Legal Subdivision | RADAR RIDGE DIVISION |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | HERMANTOWN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 10302 |
4025 Stebner Rd is owned and occupied by an individual who bought it in July 2026.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4025 STEBNER RD, HERMANTOWN, MN 55811-1731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage BANK TRUST |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| May 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2026 · Amount on File |
| Deed Sale | Jul 14, 2026 · Amount on File |
| Prior Sale | May 30, 2018 · Amount on File |
| Deed Document Number | 20261536169 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 14, 2026 |
| Property Address | 4025 STEBNER RD, HERMANTOWN, MN 55811-1731 |
| Document Number | 0001536169 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 20261536169 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2026 |
| Title Company | TITLE TEAM LLC, TITLE TEAM |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $194,313.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4025 STEBNER RD, HERMANTOWN, MN 55811-1731 |
| Document Number | 0001536170, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 20261536170 |
| Name | BANK TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4025 STEBNER RD, HERMANTOWN, MN 55811-1731 |
| Document Number | 00A1381700 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | NORTH SHORE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4025 STEBNER RD HERMANTOWN MN 558111731, HERMANTOWN, MN 55811-1731 |
| Document Number | 00A1381700 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | A1381700 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 30, 2018 |
| Property Address | 4025 STEBNER RD, HERMANTOWN, MN 55811-1731 |
| Document Number | 00A1333619 |
| Instrument Date | May 25, 2018 |
| Instrument | A1333619 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2018 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,105.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4025 STEBNER RD HERMANTOWN MN 558111731, HERMANTOWN, MN 55811-1731 |
| Document Number | A1333620 |
|---|---|
| Date | May 30, 2018 |
| Instrument | A1333620 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 29, 2048 |
The 2026 property tax bill for 4025 Stebner Rd was $6,800 with a homeowner's exemption, up 10.9% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Hermantown City |
| Unified School District | Hermantown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,800.00 (+10.93%) Homeowner's exemption | ||
| 2025 | $6,130.00 (+8.34%) Homeowner's exemption | $499,200 (+10.37%) Land $69,600 Building $429,600 | $499,200 (+10.37%) Land $69,600 Building $429,600 |
| 2024 | $5,658.00 | $452,300 Land $66,000 Building $386,300 | $452,300 Land $66,000 Building $386,300 |
| 2022 | $365,900 Land $58,400 Building $307,500 | $365,900 Land $58,400 Building $307,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4025 Stebner Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4025 Stebner Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hermantown serves 7,215 people · EPA ID MN1690043 |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures