4025 Oak Villa Cir, Carmichael, CA 95608 Property Records

Sacramento County property record for 4025 Oak Villa Cir, Carmichael, CA 95608

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2 ba · 1,344 sqft · built 1972
Lot Size	0.032 acres (1,394 sqft)
Owner	2 Company Names on File
Last Sale	$251,000 (Sep 2019)
Tax Bill	$2,020 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`258-0350-039-0000`

Property Details

APN / Parcel Number

Primary APN	`258-0350-039-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	672 sqft
2nd Floor Area	672 sqft
Family Room	Family Room

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	1,394 sqft (0.032 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4025 OAK VILLA CIR
City	CARMICHAEL
State	CA
Zip	95608-2142
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-2-A (PD)
Legal Description	OAK KNOLL TOWNHOMES 01, LOT 182
Legal Subdivision	OAK KNOLL TOWNHOMES 01
Legal Lot Number	182
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2006
Census Tract	7602

Owner

4025 Oak Villa Cir, a planned unit development, is owned by a company that bought it in September 2019 and is owner-occupied.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Company Names on File
Mailing Address	4025 OAK VILLA CIR, CARMICHAEL, CA 95608-2142
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Nov 27, 2023	Intrafamily Transfer, Transfer
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Sep 17, 2019	Grant Deed, Transfer · Conventional with PMI PROVIDENT FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2019 · Amount on File
Deed Sale	Sep 17, 2019 · Amount on File
Prior Sale	Dec 3, 2004 · Amount on File
Deed Book / Page	20190917 / 1125
Prior Transfer Date	Nov 21, 2006
Prior Transfer Doc	0000002028
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4025 OAK VILLA CIR, CARMICHAEL, CA 95608-2142
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000889
Date	Jun 23, 2021
Instrument	202106230889

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 27, 2023
Property Address	4025 OAK VILLA CIR, CARMICHAEL, CA 95608-2142
Document Number	0000000388
Map Reference	MB 89 AMP 14
Instrument Date	Nov 17, 2023
Instrument	202311270388
Transaction Type	Transfer
Record Updated	Dec 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4025 OAK VILLA CIR, CARMICHAEL, CA 95608-2142

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4025 OAK VILLA CIR, CARMICHAEL, CA 95608-2142
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6230000000889
Date	Jun 23, 2021
Book Page	20210623/889

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 17, 2019
Property Address	4025 OAK VILLA CIR, CARMICHAEL, CA 95608-2142
Document Number	1909171125
Instrument Date	Aug 16, 2019
Instrument	1909171125
Transaction Type	Transfer
Record Updated	Sep 26, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4043 OAK VILLA CIR CARMICHAEL CA 956082127, CARMICHAEL, CA 95608-2127

Mortgage

Document Number	1909171126
Date	Sep 17, 2019
Instrument	1909171126

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4025 Oak Villa Cir was $2,020 with a homeowner's exemption, up 1.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$176,289 (+2%) Land $43,758 Building $132,531
2025	$2,020.00 (+1.05%) Homeowner's exemption	$172,833 Land $42,900 Building $129,933
2024	$1,999.00 (+2.67%)
2023	$1,947.00 (+0.62%) Homeowner's exemption	$166,124 Land $41,235 Building $124,889
2022	$1,935.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4025 Oak Villa Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4025 Oak Villa Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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