4025 Oak Valley Dr, Stem, NC 27581 Property Records

Granville County property record for 4025 Oak Valley Dr, Stem, NC 27581

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,628 sqft · built 1991
Lot Size1.23 acres (53,579 sqft)
OwnerIndividual Name on Record
Last Sale$151,381 (Nov 2010)
Tax Bill$1,732 (2025)
Deeds & MortgagesApr 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN18716-75064301

Property Details

APN / Parcel Number

Primary APN18716-75064301
Alternative APNs
  • 098000512461
  • 098000 169
  • 75064301

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,628 sqft Heated Area
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleColonial
Exterior MaterialBrick/Stone
Foundation TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area53,579 sqft (1.23 acres)
Garage TypeUnfinished
Garage Area1 sqft

Exterior Amenities

PorchSlab
Porch Area190 sqft
Deck Area120 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number75064301
Street Address4025 OAK VALLEY DR
CitySTEM
StateNC
Zip27581-9690
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR40
Legal Description4025 OAK VALLEY DR
Legal SubdivisionOAK VLY FARMS SURV
JurisdictionGRANVILLE NC
Township / Civil DivisionTALLY HO
Census Block Group3
Census Block3007
Census Tract970701

Owner

Source: Granville County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4025 OAK VALLEY DR, STEM, NC 27581-9690
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2010 · Amount on Record
Deed SaleNov 18, 2010 · Amount on Record
Prior SaleAug 3, 2006 · Amount on Record
Deed Book / Page1373 / 3
Prior Transfer DateNov 1, 2010
Prior Transfer Doc1373/003
Record UpdatedOct 29, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRANVILLE NC
Property Address4025 OAK VALLEY DR, STEM, NC 27581-9690
Transaction TypeMortgage
Record UpdatedDec 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1637/109
DateApr 5, 2017
Book Page1637/109
Lender
NameBRANCH BANKING AND TRUST CO
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGranville County
Unified School DistrictGranville County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$234,166 (-) Land $64,234 Building $169,932
2025$1,732.00 (+22.06%)$234,166 (+59.23%) Land $64,234 Building $169,932$234,166 (-) Land $64,234 Building $169,932
2024$234,166 (+59.23%) Land $64,234 Building $169,932
2023$1,419.00 (+1.43%)$147,058 (-) Land $33,248 Building $113,810$147,058 (-) Land $33,248 Building $113,810
2022$1,399.00$147,058 Land $33,248 Building $113,810$147,058 Land $33,248 Building $113,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1998–2023)
Claims Outside the SFHA3 of 6
Most Recent ClaimJul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Oak Valley Dr

Nearby Streets

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