4025 Jenna Ln, Lenoir, NC 28645 Property Records

Caldwell County property record for 4025 Jenna Ln, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,664 sqft · built 1988
Lot Size	200 acres (8,712,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Apr 2026)
Tax Bill	$2,118 (2026)
Deeds & Mortgages	Apr 2025 Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`185708`

Property Details

APN / Parcel Number

Primary APN	`185708`
Alternative APNs	`06119 1 7` `52050`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,935 sqft Heated Area
Gross Area	3,973 sqft
1st Floor Area	864 sqft
Upper Floors Area	448 sqft
Basement Area	1,172 sqft
Finished Basement	308 sqft
Unfinished Basement	864 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	8,712,000 sqft (200 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	1,902 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	185708
Street Address	4025 JENNA LN
City	LENOIR
State	NC
Zip	28645-8643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0959/0753 1988
Jurisdiction	CALDWELL NC
Township / Civil Division	LENOIR
Census Block Group	2
Census Block	2013
Census Tract	30802

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4025 JENNA LN, LENOIR, NC 28645-8643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2025	Deed of Trust, Mortgage STATE EMPLOYEES CU
Apr 13, 2026	Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2026 · Amount on Record
Deed Sale	Apr 13, 2026 · Amount on Record
Prior Sale	Aug 3, 2022 · Amount on Record
Deed Document Number	202610117715
Deed Book / Page	2162 / 1
Prior Transfer Date	Aug 2, 2022
Prior Transfer Doc	0010075223
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4025 JENNA LN, LENOIR, NC 28645-8643
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021311444
Date	Apr 4, 2025
Book Page	2131/1444
Instrument	10105420

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Amount	Amount Recorded

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Apr 13, 2026
Property Address	4025 JENNA LN, LENOIR, NC 28645-8643
Document Number	0021620001
Book / Page	2162 / 1
Instrument Date	Apr 13, 2026
Instrument	202610117715
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$73,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4025 JENNA LN, LENOIR, NC 28645-8643

Mortgage

Document Number	0010117715,
Date	Apr 13, 2026
Book Page	2162/4
Instrument	202610117715

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,118.00 (-11.79%)	$325,000 (+10.43%) Land $23,300 Building $301,700
2025	$2,401.00 (+70.65%)	$294,300 (+64.14%) Land $23,300 Building $271,000	$325,000 (+81.26%) Land $23,300 Building $301,700
2023		$179,300 (-) Land $23,300 Building $156,000	$179,300 (-) Land $23,300 Building $156,000
2022	$1,407.00	$179,300 Land $23,300 Building $156,000	$179,300 Land $23,300 Building $156,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL COUNTY WATER--WEST serves 8,763 people · EPA ID NC0114045
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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