4025 Fallston Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 4025 Fallston Rd, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,225 sqft · built 1963
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on File
Last Sale	$153,000 (Aug 2021)
Tax Bill	$903 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35934`

Property Details

APN / Parcel Number

Primary APN	`35934`
Alternative APN	`1341124`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,225 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Shed Roof
Lot Area	48,352 sqft (1.11 acres)
Porch	Slab
Porch Area	57 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1341124
Street Address	4025 FALLSTON RD
City	SHELBY
State	NC
Zip	28150-9271
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	1.11AC HWY 18
Legal Subdivision	BEAMS MILL
Legal Block	1
Legal Lot Number	30
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2037
Census Tract	950200

Owner

4025 Fallston Rd is owned and occupied by an individual who bought it in August 2021.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	4025 FALLSTON RD, SHELBY, NC 28150-9271
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 17, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2021 · Amount on File
Deed Sale	Aug 17, 2021 · Amount on File
Prior Sale	Oct 24, 2016 · Amount on File
Deed Document Number	2021200059846
Deed Book / Page	1849 / 845
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	4025 FALLSTON RD, SHELBY, NC 28150-9271
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4025 FALLSTON RD, SHELBY, NC 28150-9271

Mortgage

Document Number	0018822213
Date	Sep 16, 2022
Book Page	1882/2213
Instrument	200078470

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Sep 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 17, 2021
Property Address	4025 FALLSTON RD, SHELBY, NC 28150-9271
Document Number	0018490845
Book / Page	1849 / 845
Instrument Date	Aug 13, 2021
Instrument	200059846
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$306.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 94, EARL, NC 28038-0094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4025 FALLSTON RD, SHELBY, NC 28150-9271

Mortgage

Document Number	0001849848
Date	Aug 17, 2021
Instrument	1849/848

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 4025 Fallston Rd was $903, up 5.4% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$903.00 (+5.37%)	$135,053 (-) Land $17,583 Building $117,470	$135,053 (-) Land $17,583 Building $117,470
2025	$857.00	$135,053 Land $17,583 Building $117,470	$135,053 Land $17,583 Building $117,470
2023		$104,999 Land $14,621 Building $90,378	$104,999 Land $14,621 Building $90,378

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4025 Fallston Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4025 Fallston Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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