4025 E Beach Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 4025 E Beach Dr, Oak Island, NC 28465

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 880 sqft · built 1962
Lot Size	0.174 acres (7,579 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Nov 2025)
Tax Bill	$2,654 (2025)
Deeds & Mortgages	Aug 2026 Construction Loan Nov 2025 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`249DG013`

Property Details

APN / Parcel Number

Primary APN	`249DG013`
Alternative APNs	`206507699611` `80069663` `80176391`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	880 sqft Heated Area
Gross Area	1,495 sqft
1st Floor Area	96 sqft
Flooring	Laminate Plank
Interior Walls	Paneling

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1977
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,579 sqft (0.174 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	80176391
Street Address	4025 E BEACH DR
City	OAK ISLAND
State	NC
Zip	28465-5516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	L-13 B-17 S-2 LB PLAT 1/96-99
Legal Subdivision	LONG BEACH
Legal Block	17
Legal Lot Number	13
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SMITHVILLE
Census Block Group	1
Census Block	1035
Census Tract	20314

Owner

4025 E Beach Dr is owned by two individuals who bought it in November 2025.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2113 BON VILLA WAY, FORT MILL, SC 29708-8502
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Construction Mortgage SOUTH STATE BANK
Nov 25, 2025	Warranty Deed, Transfer · Conventional Mortgage SOUTHSTATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on File
Deed Sale	Nov 25, 2025 · Amount on File
Prior Sale	Apr 1, 1991 · Amount on File
Deed Book / Page	5462 / 1081
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Recording Date	Aug 4, 2026
Property Address	4025 E BEACH DR, OAK ISLAND, NC 28465-5516
Document Number	5608000703
Book / Page	5608 / 703
Instrument Date	Jul 31, 2026
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4025 E BEACH DR, OAK ISLAND, NC 28465-5516

Mortgage

Document Number	5608000703,
Date	Aug 4, 2026
Book Page	5608/703

Lender

Name	SOUTH STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.43%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Nov 25, 2025
Property Address	4025 E BEACH DR, OAK ISLAND, NC 28465-5516
Document Number	0054621081
Book / Page	5462 / 1081
Map Reference	MB 1 PG 96-99
Instrument Date	Nov 6, 2025
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	313 DANIEL ADKINS ST, EDEN, NC 27288-3405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2113 BON VILLA WAY, TEGA CAY, SC 29708-8502

Mortgage

Document Number	0054621084
Date	Nov 25, 2025
Instrument	5462/1084

Lender

Name	SOUTHSTATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Dec 1, 2032
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year T-Bill
Max Rate	11.7%

Tax Assessment & Valuation

The 2025 property tax bill for 4025 E Beach Dr was $2,654, up 35.8% from the year before.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Oak Island Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$688,460 (-) Land $560,000 Building $128,460	$688,460 (-) Land $560,000 Building $128,460
2025	$2,654.00 (+35.82%)	$688,460 Land $560,000 Building $128,460	$688,460 Land $560,000 Building $128,460
2024	$1,954.00
2023		$688,460 Land $560,000 Building $128,460	$688,460 Land $560,000 Building $128,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4025 E Beach Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 613 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	613 in force
Nearby Flood Claims	123 (1989–2025)
Most Recent Claim	Mar 2025
Claims by Event	Hurricane Isaias, Aug 2020 · 94 claims Hurricane Matthew, Oct 2016 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4025 E Beach Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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