Harris County property record for 4025 Cusco Ln, Houston, TX 77045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,860 sqft · built 2023 |
| Lot Size | 0.059 acres (2,576 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $320,715 (Nov 2023) |
| Tax Bill | $4,282 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 144-949-008-0006 |
| Primary APN | 144-949-008-0006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,860 sqft Living Area |
| 1st Floor Area | 741 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 2,576 sqft (0.059 acres) |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1449490080006 |
|---|---|
| Street Address | 4025 CUSCO LN |
| City | HOUSTON |
| State | TX |
| Zip | 77045-2273 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 6 BLK 8 ANTIGUA |
| Legal Subdivision | ANTIGUA |
| Legal Block | 8 |
| Legal Lot Number | 6 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 334102 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4025 CUSCO LN, HOUSTON, TX 77045-2273 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Nov 15, 2023 | Vendor's Lien, Subdivision Related Transfer · FHA Mortgage STONE MEADOW LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2023 · Amount on Record |
| Deed Sale | Nov 15, 2023 · Amount on Record |
| Deed Document Number | 2023435844 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jul 14, 2026 |
| Property Address | 4025 CUSCO LN, HOUSTON, TX 77045-2273 |
| Document Number | 0000281974 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 2026281974 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4025 CUSCO LN, HOUSTON, TX 77045-2273 |
| Document Number | 0000281974, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 2026281974 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Mar 1, 2054 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Nov 15, 2023 |
| Property Address | 4025 CUSCO LN, HOUSTON, TX 77045-2273 |
| Document Number | 0000435844 |
| Map Reference | MF 696447 |
| Instrument Date | Nov 13, 2023 |
| Instrument | 2023-435844 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 23, 2023 |
| Title Company | PLATINUM TITLE LLC, PLATINUM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4025 CUSCO LN, HOUSTON, TX 77045-2273 |
| Document Number | 0000435845 |
|---|---|
| Date | Nov 15, 2023 |
| Instrument | 2023-435845 |
| Name | STONE MEADOW LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $328,224 (+1.42%) Land $64,425 Building $263,799 | $328,224 (+1.42%) Land $64,425 Building $263,799 | |
| 2025 | $4,282.00 (-16.4%) Homeowner's exemption | $323,620 (+890.48%) Land $58,346 Building $265,274 | $323,620 (+890.48%) Land $58,346 Building $265,274 |
| 2024 | $5,122.00 (+678.42%) | ||
| 2023 | $32,673 Land $29,173 Building $3,500 | $32,673 Land $29,173 Building $3,500 | |
| 2022 | $658.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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