Grainger County property record for 4025 Central Point Rd, Rutledge, TN 37861
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,680 sqft · built 2002 |
| Lot Size | 17.3 acres (754,459 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $124,478 (Nov 2014) |
| Tax Bill | $924 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 029069 02701 |
| Primary APN | 029069 02701 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Siding |
| Lot Area | 754,459 sqft (17.3 acres) |
| Terrain | Rolling |
| Deck Area | 408 sqft |
|---|---|
| Patio Area | 408 sqft |
| Shed | 1 Shed |
| Shed Area | 960 sqft |
| Stable | 2,160 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 4025 CENTRAL POINT RD |
|---|---|
| City | RUTLEDGE |
| State | TN |
| Zip | 37861-5352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DISTRICT: 07, COUNTY AREA: G01 |
| Jurisdiction | GRAINGER TN |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 500302 |
Source: Grainger County records, as of January 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 98, RUTLEDGE, TN 37861-0098 |
| Owner Type | Individual |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2014 · Amount on Record |
| Deed Sale | Nov 6, 2014 · Amount on Record |
| Prior Sale | Jan 17, 2013 · Amount on Record |
| Deed Document Number | 20142701 |
| Deed Book / Page | 345 / 1038 |
| Transfer Doc | 0000191533 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAINGER TN |
| Property Address | 4025 CENTRAL POINT RD, RUTLEDGE, TN 37861-5352 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4025 CENTRAL POINT RD, RUTLEDGE, TN 37861-5352 |
| Document Number | 0000001090 |
|---|---|
| Date | Mar 29, 2022 |
| Book Page | 403/1667 |
| Instrument | 22001090 |
| Name | GREAT OAKS BANK |
|---|---|
| Type | Bank |
| Address | BEAN STATION, TN 37708 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.9% |
| Type Change Date | Mar 25, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 7.5% |
| Max Rate At Change | 10.9% |
| Index | Other |
| Margin | 5 |
| Max Rate | 13.9% |
Source: Grainger County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Grainger County |
| Unified School District | Grainger County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $924.00 Additional exemption filed | $39,300 (-) Land $6,325 Building $32,975 | |
| 2024 | $924.00 Additional exemption filed | $39,300 (-) Land $6,325 Building $32,975 | |
| 2023 | $924.00 (+2.33%) Additional exemption filed | $39,300 (-) Land $6,325 Building $32,975 | |
| 2022 | $903.00 | $39,300 Land $6,325 Building $32,975 | |
| 2021 | $235,600 Land $103,700 Building $131,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 70% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Trilight Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures