Lake County property record for 40244 W 7th Ave, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,822 sqft · built 1994 |
| Lot Size | 0.396 acres (17,250 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,403 (2024) |
| Deeds & Mortgages | Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-18-27-0100-098-02800 |
| Primary APN | 08-18-27-0100-098-02800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,822 sqft Living Area |
| Gross Area | 2,306 sqft |
| 1st Floor Area | 1,502 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 17,250 sqft (0.396 acres) |
| Lot Dimensions | 115 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 414 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3260198 |
|---|---|
| Street Address | 40244 W 7TH AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-8896 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | EAST UMATILLA LOTS 28 THROUGH 33 BLK 98 PB 6 PGS 87-95 ORB 1056 PG 2074 ORB 4751 PG 1081 |
| Legal Range | 27E |
| Legal Township | 18S |
| Legal Section | 8 |
| Legal Subdivision | EAST UMATILLA |
| Legal Tract | 0100 |
| Legal Block | 98 |
| Legal Lot Number | 28 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 30109 |
40244 W 7th Ave is owned and occupied by an individual who acquired it in August 2015.
Source: Lake County records, as of November 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 708, UMATILLA, FL 32784-0708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 20, 2015 |
| Transfer Doc | 0047511081 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 40244 W 7TH AVE, UMATILLA, FL 32784-8896 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0052390485 |
|---|---|
| Date | Feb 21, 2019 |
| Book Page | 5239/0485 |
| Instrument | 2019019917 |
| Name | UNITED SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | UMATILLA, FL 32784 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2034 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $169,190 (+2.89%) | $246,365 (-) Land $77,625 Building $168,740 | |
| 2025 | $164,430 Land $77,625 Building $86,805 | $246,365 Land $77,625 Building $168,740 | |
| 2024 | $2,403.00 (+12.45%) | ||
| 2023 | $2,137.00 (+9.42%) Homeowner's exemption | $155,150 (+2.99%) | $211,693 (+13.92%) Land $77,625 Building $134,068 |
| 2022 | $1,953.00 Homeowner's exemption | $150,640 | $185,818 Land $51,750 Building $134,068 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40244 W 7th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40244 W 7th Ave is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| CenturyLink DSL | 140 / 20 |
May also be available: Verizon.
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