4024 River Falls Dr, Lowell, NC 28098 Property Records

Gaston County property record for 4024 River Falls Dr, Lowell, NC 28098

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,632 sqft · built 2006
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$213,000 (Jul 2015)
Tax Bill$4,247 (2026)
Deeds & MortgagesFeb 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN05002C10400

Property Details

APN / Parcel Number

Primary APN05002C10400
Alternative APNs
  • 1665687
  • 127509

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,632 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
PorchPorch
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4024 RIVER FALLS DR
CityLOWELL
StateNC
Zip28098-1272
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionRIVER FALLS BLK B L 3 05 002C 104 00 000
Legal BlockB
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1014
Census Tract31304

Owner

4024 River Falls Dr is owned and occupied by an individual who bought it in July 2015.

Source: Gaston County records, as of August 31, 2026

Owner of RecordIndividual Name on File
Mailing Address4024 RIVER FALLS DR, LOWELL, NC 28098-1272
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2015 · Amount on File
Deed SaleJul 27, 2015 · Amount on File
Prior SaleFeb 5, 2007 · Amount on File
Deed Book / Page4797 / 2122
Prior Transfer DateFeb 2, 2007
Prior Transfer Doc0042930301
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address4024 RIVER FALLS DR, LOWELL, NC 28098-1272
Document Number0051032062
Instrument DateFeb 18, 2020
Transaction TypeMortgage
Record UpdatedMar 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4024 RIVER FALLS DR LOWELL NC 280981272, LOWELL, NC 28098-1272

Mortgage

Document Number0051032062
DateFeb 27, 2020
Book Page005103/002062
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueFeb 26, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4024 River Falls Dr was $4,247.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityLowell City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,247.00$397,380 Land $35,000 Building $362,380
2023$4,708.00$397,380 Land $35,000 Building $362,380
2021$237,390 Land $30,000 Building $207,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4024 River Falls Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4024 River Falls Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LOWELL
serves 3,837 people · EPA ID NC0136060
Water SourcePurchased surface water from TWO RIVERS UTILITIES
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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