4024 Prospect St, Williamsburg, VA 23185 Property Records

Williamsburg City property record for 4024 Prospect St, Williamsburg, VA 23185

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 2,130 sqft · built 2017
Lot Size	0.048 acres (2,134 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Aug 2025)
Tax Bill	$2,563 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Mar 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`590-(03)-2A-081`

Property Details

APN / Parcel Number

Primary APN	`590-(03)-2A-081`
Alternative APN	`2025.308.434`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,130 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Shingle
Lot Area	2,134 sqft (0.048 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	4024 PROSPECT ST
City	WILLIAMSBURG
State	VA
Zip	23185-4870
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	ED-C (ECONOMIC DEVELOPMEN
Legal Description	VILLAGE GREEN N TOWNHOMES @ QUARTERPATH PH 2A LOT 81
Legal Subdivision	VILLAGE GREEN NORTH (TOWN HOME)
Legal Phase	2A
Legal Lot Number	81
Jurisdiction	WILLIAMSBURG CITY VA
Township / Civil Division	WILLIAMSBURG
Census Block Group	2
Census Block	2001
Census Tract	370100

Owner

4024 Prospect St, a townhouse, is owned and occupied by an individual who bought it in August 2025.

Source: Williamsburg City records, as of January 12, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4024 PROSPECT ST, WILLIAMSBURG, VA 23185-4870
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage CHESAPEAKE BANK
Mar 7, 2018	Deed of Trust, Mortgage · Line of Credit UNION BANK & TRUST
Jan 25, 2018	Intrafamily Transfer, Transfer
May 26, 2017	Warranty Deed, Subdivision Related Transfer ADVANCE TITLE AND ABSTRACT, ADVANCE TITLE & ABSTRACT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2025 · Amount on File
Deed Sale	Aug 19, 2025 · Amount on File
Prior Sale	Jan 25, 2018
Deed Document Number	202503003
Record Updated	Jun 8, 2026

August 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	Aug 19, 2025
Property Address	4024 PROSPECT ST, WILLIAMSBURG, VA 23185-4870
Document Number	0202503003
Instrument Date	Aug 14, 2025
Instrument	202503003
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4024 PROSPECT ST, WILLIAMSBURG, VA 23185-4870
Investor	Possibly a Property Investor

Mortgage

Document Number	0202503004
Date	Aug 19, 2025
Instrument	202503004

Lender

Name	CHESAPEAKE BANK
Type	Bank
Address	KILMARNOCK, VA 22482

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSBURG CITY VA
Property Address	4024 PROSPECT ST, WILLIAMSBURG, VA 23185-4870
Transaction Type	Mortgage
Record Updated	Dec 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000181568
Date	Mar 7, 2018
Instrument	181568

Lender

Name	UNION BANK & TRUST

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	Jan 25, 2018
Property Address	4024 PROSPECT ST, WILLIAMSBURG, VA 23185-4870
Document Number	0000180570
Instrument Date	Jan 23, 2018
Instrument	180570
Transaction Type	Transfer
Record Updated	Dec 15, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4024 PROSPECT ST, WILLIAMSBURG, VA 23185-4870

May 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	May 26, 2017
Property Address	4024 PROSPECT ST, WILLIAMSBURG, VA 23185-4870
Document Number	0000172455
Instrument Date	May 25, 2017
Instrument	172455
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 15, 2022
Title Company	ADVANCE TITLE AND ABSTRACT, ADVANCE TITLE & ABSTRACT

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4024 PROSPECT ST, WILLIAMSBURG, VA 23185-4870

Tax Assessment & Valuation

The 2025 property tax bill for 4024 Prospect St was $2,563.

Source: Williamsburg City assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Williamsburg City
Unified School District	Williamsburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,563.00	$413,500 (-) Land $77,400 Building $336,100	$413,500 (-) Land $77,400 Building $336,100
2024	$2,563.00 (+5.39%)	$413,500 (+5.38%) Land $77,400 Building $336,100	$413,500 (+5.38%) Land $77,400 Building $336,100
2023	$2,432.00	$392,400 Land $77,400 Building $315,000	$392,400 Land $77,400 Building $315,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4024 Prospect St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4024 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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