St. Louis County property record for 4024 Cooke St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,080 sqft · built 1950 |
| Lot Size | 0.321 acres (13,993 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Jan 2018) |
| Tax Bill | $4,266 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3010-04740 |
| Primary APN | 010-3010-04740 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Gross Area |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 540 sqft |
| Finished Basement | 540 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 13,993 sqft (0.321 acres) |
| Garage Area | 624 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 39 sqft |
| Storage Building | 120 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1044459 |
|---|---|
| Street Address | 4024 COOKE ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 6 AND 7 SERIAL # |
| Legal Subdivision | LONDON ADD TO DULUTH |
| Legal Block | 57 |
| Legal Lot Number | 6-7 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 600 |
Source: St. Louis County records · APN 010-3010-04740
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4024 COOKE ST, DULUTH, MN 55804-1942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Jan 05, 2018 | Warranty Deed, Transfer · Conventional with PMI MEMBERS COOPERATIVE CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 05, 2018 · Amount on Record |
| Deed Sale | Jan 05, 2018 · Amount on Record |
| Prior Sale | Oct 10, 2013 · Amount on Record |
| Deed Document Number | 20181325461 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4024 COOKE ST, DULUTH, MN 55804-1942 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001417127 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 1417127 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 05, 2018 |
| Property Address | 4024 COOKE ST, DULUTH, MN 55804-1942 |
| Document Number | 00A1325461 |
| Instrument Date | Dec 29, 2017 |
| Instrument | A1325461 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2018 |
| Title Company | STATE LOUIS COMPANY TITLE (SLCTC) |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $759.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4024 COOKE ST DULUTH MN 558041942, DULUTH, MN 55804-1942 |
| Document Number | A1325462 |
|---|---|
| Date | Jan 05, 2018 |
| Instrument | A1325462 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55807 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 04, 2048 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,266.00 (+6.97%) Homeowner's exemption | ||
| 2025 | $3,988.00 (-0.3%) Homeowner's exemption | $326,000 (+6.12%) Land $66,900 Building $259,100 | $326,000 (+6.12%) Land $66,900 Building $259,100 |
| 2024 | $4,000.00 | $307,200 (+14.41%) Land $64,600 Building $242,600 | $307,200 (+14.41%) Land $64,600 Building $242,600 |
| 2022 | $268,500 Land $49,700 Building $218,800 | $268,500 Land $49,700 Building $218,800 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370006003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 367 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | Duluth serves 86,859 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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