4024 Cascade Dr, Gastonia, NC 28056 Property Records

Gaston County property record for 4024 Cascade Dr, Gastonia, NC 28056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,892 sqft · built 2005
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Jan 2017)
Tax Bill	$3,765 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit May 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`206578`

Property Details

APN / Parcel Number

Primary APN	`206578`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,892 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Porch	Porch
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4024 CASCADE DR
City	GASTONIA
State	NC
Zip	28056-8375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CATAWBA HILLS L 200 10 123 016 00 000
Legal Subdivision	CATAWBA HILLS
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	2
Census Block	2015
Census Tract	32507

Owner

Source: Gaston County records, as of August 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4024 CASCADE DR, GASTONIA, NC 28056-8375
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 9, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 19, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Jan 17, 2017	Warranty Deed, Transfer · Reverse Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2017 · Amount on Record
Deed Sale	Jan 17, 2017 · Amount on Record
Prior Sale	Dec 27, 2005 · Amount on Record
Deed Book / Page	4890 / 1565
Last Transfer Date	Oct 13, 2020
Transfer Doc	0051651189
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	4024 CASCADE DR, GASTONIA, NC 28056-8375
Transaction Type	Mortgage
Record Updated	Oct 24, 2023
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054340534
Date	Sep 14, 2023
Book Page	5434/534

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	4024 CASCADE DR, GASTONIA, NC 28056-8375
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053341936
Date	May 9, 2022
Book Page	5334/1936

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GASTON NC
Recording Date	Oct 19, 2020
Property Address	4024 CASCADE DR, GASTONIA, NC 28056-8375
Document Number	0051651189
Book / Page	5165 / 1189
Map Reference	MB 69 PG 59
Instrument Date	Oct 13, 2020
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4024 CASCADE DR, GASTONIA, NC 28056-8375

Mortgage

Document Number	51651191
Date	Oct 19, 2020
Instrument	5165/1191

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jan 17, 2017
Property Address	4024 CASCADE DR, GASTONIA, NC 28056-8375
Document Number	0048901565
Book / Page	4890 / 1565
Map Reference	MB 69 PG 12
Instrument Date	Jan 17, 2017
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	328 SAINT LUKE CHURCH RD, 328, KINGS MOUNTAIN, NC 28086-9473

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4024 CASCADE DR, GASTONIA, NC 28056-8375

Mortgage

Document Number	48901567
Date	Jan 17, 2017
Instrument	4890/1567

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,765.00 (-1%)	$352,210 (-) Land $33,000 Building $319,210
2023	$3,803.00	$352,210 Land $33,000 Building $319,210
2021			$190,340 Land $25,000 Building $165,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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