Dare County property record for 40238 Williams Rd, Avon, NC 27915
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,048 sqft · built 2020 |
| Lot Size | 0.723 acres (31,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Apr 2020) |
| Tax Bill | $3,193 (2026) |
| Deeds & Mortgages | Feb 2024 Line of Credit Apr 2020 Sale & Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | 053908998469 |
| Primary APN | 053908998469 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,048 sqft Finished Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Other |
| Lot Area | 31,500 sqft (0.723 acres) |
| View / Lot | Waterfront - Canal |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 053908998469 |
|---|---|
| Street Address | 40238 WILLIAMS RD |
| City | AVON |
| State | NC |
| Zip | 27915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: BLK: SEC: PL: SL: |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | KINNAKEET |
| Census Block Group | 1 |
| Census Block | 1108 |
| Census Tract | 970502 |
40238 Williams Rd is owned by an individual who bought it in April 2020.
Source: Dare County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 962, AVON, NC 27915-0962 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 20, 2024 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| Apr 9, 2020 | Warranty Deed, Construction Loan · Construction Mortgage LOCAL GOVERNMENT FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2020 · Amount on File |
| Deed Sale | Apr 9, 2020 · Amount on File |
| Deed Document Number | 2020700076474 |
| Deed Book / Page | 2367 / 866 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 40238 WILLIAMS RD, AVON, NC 27915 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Title Company | LENDER RECORDING SERVICES, LENDER RECORDING SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 002720/220 |
|---|---|
| Date | Feb 20, 2024 |
| Book Page | 2720/220 |
| Instrument | 700136730 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 25279, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Apr 9, 2020 |
| Property Address | 40238 WILLIAMS RD, AVON, NC 27915 |
| Document Number | 002367/866 |
| Book / Page | 2367 / 866 |
| Instrument Date | Apr 2, 2020 |
| Instrument | 700076474 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 125, AVON, NC 27915-0125 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 962, AVON, NC 27915-0962 |
| Document Number | 0700076475 |
|---|---|
| Date | Apr 9, 2020 |
| Instrument | 700076475 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 367 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Max Rate | 6% |
The 2026 property tax bill for 40238 Williams Rd was $3,193, up 0.7% from the year before.
Source: Dare County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Unified School District | Dare County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,193.00 (+0.66%) | $741,200 (+0.67%) Land $210,800 Building $530,400 | $741,200 Land $210,800 Building $530,400 |
| 2025 | $3,172.00 | $736,300 Land $210,800 Building $525,500 | |
| 2023 | $2,710.00 | $430,800 Land $175,600 Building $255,200 | |
| 2020 | $736,300 Land $210,800 Building $525,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40238 Williams Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 1,909 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2,008 units insured incl. 99 condo units |
| Nearby Flood Claims | 3,904 (1980–2026) |
| Claims Outside the SFHA | 199 of 3,904 |
| Most Recent Claim | Jun 2026 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40238 Williams Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DARE CO-CAPE HATTERAS WATER serves 5,486 people · EPA ID NC0428025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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