40237 Palm St, Lady Lake, FL 32159 Property Records

Lake County property record for 40237 Palm St, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,049 sqft · built 1997
Lot Size	0.23 acres (10,036 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Jan 2021)
Tax Bill	$3,071 (2024)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-18-24-0100-041-00700`

Property Details

APN / Parcel Number

Primary APN	`11-18-24-0100-041-00700`
Alternative APN	`1416736`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,049 sqft Living Area
1st Floor Area	1,049 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	10,036 sqft (0.23 acres)
Garage Type	Finished
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	30 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	1416736
Street Address	40237 PALM ST
City	LADY LAKE
State	FL
Zip	32159-5868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARLTON VILLAGE LOT 7 BLK 41 PB 12 PGS 109-112 ORB 5627 PG 1413
Legal Range	24E
Legal Township	18S
Legal Section	11
Legal Subdivision	CARLTON VILLAGE
Legal Tract	100
Legal Block	41
Legal Lot Number	7
Jurisdiction	LAKE FL
Township / Civil Division	FRUITLAND PARK-LADY LAKE
Census Block Group	1
Census Block	1017
Census Tract	30410

Owner

40237 Palm St is owned by an individual who bought it in January 2021.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	32113 BLACKWATER OAKS DR, EUSTIS, FL 32736-9522
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2021 · Amount on File
Deed Sale	Jan 25, 2021 · Amount on File
Prior Sale	Jun 2, 2008 · Amount on File
Deed Document Number	2021010363
Deed Book / Page	5627 / 1413
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 25, 2021
Property Address	40237 PALM ST, LADY LAKE, FL 32159-5868
Document Number	0056271413
Book / Page	5627 / 1413
Map Reference	MB 12 PG 111
Instrument Date	Jan 21, 2021
Instrument	2021010363
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40108 ORANGE CIR, LADY LAKE, FL 32159-5847

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32113 BLACKWATER OAKS DR, EUSTIS, FL 32736-9522

Mortgage

Document Number	0056271415
Date	Jan 25, 2021
Instrument	5627/1415

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$194,091 Land $46,900 Building $147,191	$194,091 Land $46,900 Building $147,191
2024	$3,071.00 (+18.57%)
2023	$2,590.00 (+10.26%)	$150,422 (+6.65%)	$150,422 (+6.65%) Land $33,500 Building $116,922
2022	$2,349.00	$141,042	$141,042 Land $24,120 Building $116,922

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40237 Palm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40237 Palm St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLTON VILLAGE public/private · serves 474 people · EPA ID FL3350152
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20