Lake County property record for 40233 W 2nd Ave, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,328 sqft · built 2018 |
| Lot Size | 0.559 acres (24,380 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $174,900 (Feb 2019) |
| Tax Bill | $2,418 (2024) |
| Deeds & Mortgages | Jul 2023 Second Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-18-27-0100-102-02000 |
| Primary APN | 08-18-27-0100-102-02000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,328 sqft Living Area |
| 1st Floor Area | 1,328 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 24,380 sqft (0.559 acres) |
| Lot Dimensions | 230 ft deep x 106 ft wide |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1716616 |
|---|---|
| Street Address | 40233 W 2ND AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-7971 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST UMATILLA LOTS 20 21 22 23 24 25 26 27 BLK 102 PB 6 PG 87-95 ORB 5234 PG 2480 |
| Legal Range | 27E |
| Legal Township | 18S |
| Legal Section | 08 |
| Legal Subdivision | EAST UMATILLA |
| Legal Tract | 100 |
| Legal Block | 102 |
| Legal Lot Number | 20-27 21 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30109 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 170, UMATILLA, FL 32784-0170 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Sep 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Feb 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC |
| Mar 30, 2018 | Grant Deed, Transfer FIRST INT'L TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2019 · Amount on Record |
| Deed Sale | Feb 11, 2019 · Amount on Record |
| Prior Sale | Mar 30, 2018 · Amount on Record |
| Deed Document Number | 2019016136 |
| Deed Book / Page | 5234 / 2480 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 40233 W 2ND AVE, UMATILLA, FL 32784-7971 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 170, UMATILLA, FL 32784-0170 |
| Document Number | 0061780579 |
|---|---|
| Date | Jul 19, 2023 |
| Book Page | 6178/579 |
| Instrument | 2023086512 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 17, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 40233 W 2ND AVE, UMATILLA, FL 32784-7971 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 40233W W 2ND AVE, UMATILLA, FL 32784-7971 |
| Document Number | 0055481728 |
|---|---|
| Date | Sep 23, 2020 |
| Book Page | 5548/1728 |
| Instrument | 2020105536 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Feb 11, 2019 |
| Property Address | 40233 W 2ND AVE, UMATILLA, FL 32784-7971 |
| Document Number | 0052342480 |
| Book / Page | 5234 / 2480 |
| Map Reference | MB 6 PG 87-95 |
| Instrument Date | Feb 8, 2019 |
| Instrument | 2019016136 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | HOMELAND TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,224.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40233 W 2ND AVE, 40233, UMATILLA, FL 32784-7971 |
| Name | Verified Name |
|---|---|
| Address | 40233 W 2ND AVE, UMATILLA, FL 32784-7971 |
| Document Number | 2019016137 |
|---|---|
| Date | Feb 11, 2019 |
| Instrument | 2019016137 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Mar 30, 2018 |
| Property Address | 40233 W 2ND AVE, UMATILLA, FL 32784-7971 |
| Document Number | 0050870522 |
| Book / Page | 005087 / 000522 |
| Instrument Date | Mar 19, 2018 |
| Instrument | 36321 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2018 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $139.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 346 RALEIGH PL OVIEDO FL 327656231, OVIEDO, FL 32765-6231 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $165,570 (+5.98%) Land $71,312 Building $94,258 | $244,231 (+12.03%) Land $71,312 Building $172,919 | |
| 2024 | $2,418.00 (+12.41%) | ||
| 2023 | $2,151.00 (+9.35%) Homeowner's exemption | $156,230 (+3%) | $217,999 (+12.24%) Land $71,312 Building $146,687 |
| 2022 | $1,967.00 Homeowner's exemption | $151,680 | $194,228 Land $47,541 Building $146,687 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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