40232 Orange Cir, Lady Lake, FL 32159 Property Records

Lake County property record for 40232 Orange Cir, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,036 sqft · built 1997
Lot Size	0.204 acres (8,906 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Oct 2022)
Tax Bill	$2,761 (2024)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-18-24-0100-041-01400`

Property Details

APN / Parcel Number

Primary APN	`11-18-24-0100-041-01400`
Alternative APN	`3622766`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,036 sqft Living Area
1st Floor Area	1,036 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2022
Exterior Material	Asbestos
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	8,906 sqft (0.204 acres)
Porch	Open Porch
Porch Area	64 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3622766
Street Address	40232 ORANGE CIR
City	LADY LAKE
State	FL
Zip	32159-5851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARLTON VILLAGE LOT 14 BLK 41 PB 12 PGS 109-112 ORB 6043 PG 494
Legal Range	24E
Legal Township	18S
Legal Section	11
Legal Subdivision	CARLTON VILLAGE
Legal Tract	100
Legal Block	41
Legal Lot Number	14
Jurisdiction	LAKE FL
Township / Civil Division	FRUITLAND PARK-LADY LAKE
Census Block Group	1
Census Block	1017
Census Tract	30410

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	40232 ORANGE CIR, LADY LAKE, FL 32159-5851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2022 · Amount on Record
Deed Sale	Oct 25, 2022 · Amount on Record
Prior Sale	May 21, 2010 · Amount on Record
Deed Document Number	2022140298
Deed Book / Page	6043 / 494
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 25, 2022
Property Address	40232 ORANGE CIR, LADY LAKE, FL 32159-5851
Document Number	0060430494
Book / Page	6043 / 494
Map Reference	MB 12 PG 56&109-112
Instrument Date	Oct 18, 2022
Instrument	2022140298
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ASSURANCE ESCROW LLC, ASSURANCE T&E LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1419 RUSSELL AVE, ORLANDO, FL 32806-2522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40232 ORANGE CIR, LADY LAKE, FL 32159-5851

Mortgage

Document Number	0006043496
Date	Oct 25, 2022
Instrument	6043/496

Lender

Name	MORTGAGE FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$168,293 (+29.96%) Land $46,900 Building $121,393	$168,293 (+29.96%) Land $46,900 Building $121,393
2024	$2,761.00 (+19.58%)
2023	$2,309.00 (+17.39%)	$129,497 (+1.19%)	$129,497 (+1.19%) Land $33,500 Building $95,997
2022	$1,967.00	$127,974	$127,974 Land $24,120 Building $103,854

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLTON VILLAGE public/private · serves 474 people · EPA ID FL3350152
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20