Stanly County property record for 40231 Tower Rd, Albemarle, NC 28001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1998 |
| Lot Size | 1.9 acres (82,764 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,310 (2026) |
| Deeds & Mortgages | May 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 665103229720 |
| Primary APN | 665103229720 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,512 sqft Finished Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 82,764 sqft (1.9 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Porch | Porch |
| Porch Area | 170 sqft |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 30000 |
|---|---|
| Street Address | 40231 TOWER RD |
| City | ALBEMARLE |
| State | NC |
| Zip | 28001-7948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 40231 TOWER RD 665100199 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | HARRIS |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 930102 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40231 TOWER RD, ALBEMARLE, NC 28001-7948 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 40231 TOWER RD, ALBEMARLE, NC 28001-7948 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 40231 TOWER RD, ALBEMARLE, NC 28001-7948 |
| Document Number | 0000458168 |
|---|---|
| Date | May 22, 2023 |
| Book Page | 1821/735 |
| Instrument | 458168 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,310.00 (+5.73%) | $223,030 (+46.13%) Land $37,650 Building $185,380 | $223,030 (+46.13%) Land $37,650 Building $185,380 |
| 2023 | $1,239.00 | $152,628 (-) Land $20,950 Building $131,678 | $152,628 (-) Land $20,950 Building $131,678 |
| 2022 | $1,239.00 | $152,628 Land $20,950 Building $131,678 | $152,628 Land $20,950 Building $131,678 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1997–2025) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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