Douglas County property record for 4023 Spencer St, Omaha, NE 68111
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,308 sqft · built 1910 |
| Lot Size | 0.175 acres (7,605 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $92,000 (Feb 2022) |
| Tax Bill | $1,451 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1839-0002-25 |
| Primary APN | 1839-0002-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,308 sqft Living Area |
| Gross Area | 2,220 sqft |
| Basement Area | 720 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Multi-Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,605 sqft (0.175 acres) |
| Lot Dimensions | 117 ft deep x 65 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 318 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R2518390002 |
|---|---|
| Street Address | 4023 SPENCER ST |
| City | OMAHA |
| State | NE |
| Zip | 68111-3041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R435 |
| Legal Description | WESTMORELAND LOT 122 BLOCK 0 W 25 FT LT 121 & ALL LT 122 65 X 117.2 |
| Legal Subdivision | WESTMORELAND |
| Legal Lot Number | 122 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | OMAHA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 5400 |
Source: Douglas County records, as of June 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4023 SPENCER ST, OMAHA, NE 68111-3041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 31, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Feb 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2022 · Amount on Record |
| Deed Sale | Feb 28, 2022 · Amount on Record |
| Prior Sale | Jan 17, 2020 · Amount on Record |
| Deed Document Number | 202221066 |
| Prior Transfer Date | Sep 16, 2013 |
| Prior Transfer Doc | 0000096136 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 4023 SPENCER ST, OMAHA, NE 68111-3041 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000082634 |
|---|---|
| Date | Oct 31, 2023 |
| Instrument | 2023082634 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Feb 28, 2022 |
| Property Address | 4023 SPENCER ST, OMAHA, NE 68111-3041 |
| Document Number | 0000021066 |
| Instrument Date | Feb 14, 2022 |
| Instrument | 2022021066 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $207.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4023 SPENCER ST, OMAHA, NE 68111-3041 |
| Document Number | 0000021067 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 2022021067 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Douglas County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Municipality | Omaha City |
| Unified School District | Omaha Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,451.00 (+19.23%) | $86,800 (+15.27%) Land $8,200 Building $78,600 | $86,800 (+15.27%) Land $8,200 Building $78,600 |
| 2024 | $1,217.00 (-23.36%) | ||
| 2023 | $1,588.00 (+48.27%) | $75,300 Land $8,200 Building $67,100 | $75,300 Land $8,200 Building $67,100 |
| 2022 | $1,071.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Nebraska |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 12 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: FiberFirst, Google Fiber, Nextlink, T-Mobile, Western Iowa Wireless.
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