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4023 Silver Palm Dr, Vero Beach, FL 32963 Property Records

Indian River County property record for 4023 Silver Palm Dr, Vero Beach, FL 32963

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,460 sqft · built 1979
Lot Size0.875 acres (38,098 sqft)
Owner2 Individual Names on Record
Last Sale$535,000 (Apr 2025)
Tax Bill$6,563 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Mar 2026 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN32-40-29-00015-0000-00010.0

Property Details

APN / Parcel Number

Primary APN32-40-29-00015-0000-00010.0
Alternative APN
  • 57491

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,460 sqft Living Area
1st Floor Area1,460 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleCondo/Apartment
Lot Area38,098 sqft (0.875 acres)
Garage TypeCarport
CarportCarport

Location & Zoning

Street Address4023 SILVER PALM DR
CityVERO BEACH
StateFL
Zip32963-1370
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionSEA PLACE CONDOMINIUM APT 10 OR BK 579 PP 1773
Legal Range40E
Legal Township32S
Legal Section29
Legal SubdivisionSEA PLACE CONDOMINIUM
Legal Lot Number10
Legal Unit10
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1003
Census Tract50505

Owner

Source: Indian River County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1007 N GENESEE AVE, WEST HOLLYWOOD, CA 90046-6201
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
May 14, 2026Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK
Mar 11, 2026Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jul 18, 2022Warranty Deed, Transfer
RIOMAR TITLE LLC
Oct 27, 2020Warranty Deed, Transfer
ELITE TITLE COMPANY INC, ELITE TITLE AGENCY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2025 · Amount on Record
Deed SaleApr 7, 2025 · Amount on Record
Prior SaleJul 18, 2022 · Amount on Record
Deed Document Number202517153
Deed Book / Page3766 / 2386
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Recording DateMay 14, 2026
Property Address4023 SILVER PALM DR, VERO BEACH, FL 32963-1370
Document Number0000023234
Book / Page3860 / 870
Instrument DateApr 10, 2026
Instrument202623234
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4023 SILVER PALM DR, 10, VERO BEACH, FL 32963-1370

Mortgage

Document Number0000023234,
DateMay 14, 2026
Book Page3860/870
Instrument202623234
Lender
NameSOUTH STATE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 20, 2036
Interest
Rate TypeAdjustable Rate
Rate6.11%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionINDIAN RIVER FL
Recording DateMar 11, 2026
Property Address4023 SILVER PALM DR # 10, 10, VERO BEACH, FL 32963-1370
Document Number0038432353
Book / Page3843 / 2353
Map ReferenceMB 579 PG 1773
Instrument DateMar 10, 2026
Instrument3120260011178
Transaction TypeTransfer
Record UpdatedMar 24, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4023 SILVER PALM DR # 10, 10, VERO BEACH, FL 32963-1370

Transferred To (Grantee/Buyer)

NameVerified Name
Address4023 W SILVERADO CIR # 10, 10, HOLLYWOOD, FL 33024-8375

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJul 18, 2022
Property Address4023 SILVER PALM DR # 10, 10, VERO BEACH, FL 32963-1370
Document Number0035570102
Book / Page3557 / 102
Map ReferenceMB 579 PG 1773
Instrument DateJul 15, 2022
Instrument3120220044791
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyRIOMAR TITLE LLC

Transaction

AmountAmount Recorded
Tax$4,375.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address308 INDIAN LILAC RD, 308, VERO BEACH, FL 32963-1445

Transferred To (Grantee/Buyer)

NameVerified Name
Address2515 INVERNESS PT, RICHMOND, IN 47374-7445

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateOct 27, 2020
Property Address4023 SILVER PALM DR # 10, 10, VERO BEACH, FL 32963-1370
Document Number0033510653
Book / Page003351 / 000653
Instrument64503
Transaction TypeTransfer
Record UpdatedNov 10, 2020
Title CompanyELITE TITLE COMPANY INC, ELITE TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4023 SILVER PALM DR VERO BEACH FL 329631370, VERO BEACH, FL 32963-1370

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalityVero Beach City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,563.00 (+36.9%)$469,758 (+56%) Building $469,758$469,758 (+56%) Building $469,758
2023$4,794.00 (+66.98%)$301,127 (+38.47%) Building $301,127$301,127 (+29.36%) Building $301,127
2022$2,871.00$217,474$232,782 Building $232,782

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 200 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies603 units insured
incl. 403 condo units
Nearby Flood Claims76 (1984–2024)
Claims Outside the SFHA41 of 76
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Hurricane Frances, Sep 2004 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VERO BEACH
serves 37,308 people · EPA ID FL3310206
Water SourceGroundwater
Last State InspectionMar 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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