4023 Ridgecroft Rd, Baltimore, MD 21206 Property Records

Baltimore City property record for 4023 Ridgecroft Rd, Baltimore, MD 21206

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,531 sqft · built 1923
Lot Size0.169 acres (7,362 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Mar 2023)
Tax Bill$7,356 (2025)
Deeds & MortgagesSep 2026 Mortgage
Mar 2023 Sale & Mortgage
+ 1 more
APN27-02-5853-004

Property Details

APN / Parcel Number

Primary APN27-02-5853-004
Alternative APNs
  • 025853 004
  • 5853-004

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,531 sqft Living Area
1st Floor Area675 sqft
Basement Area506 sqft
Finished Basement506 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,362 sqft (0.169 acres)
Lot Dimensions147 ft deep x 50 ft wide
PorchOpen Porch
Porch Area175 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemRadiant

Location & Zoning

Account Number025853 004
Street Address4023 RIDGECROFT RD
CityBALTIMORE
StateMD
Zip21206-5031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal Description50X147-3
Legal SubdivisionWOODLEA LAND CO BALTIM
Legal Block5853
Legal Lot Number4
JurisdictionBALTIMORE CITY MD
Township / Civil DivisionBALTIMORE
Census Block Group3
Census Block3002
Census Tract270102

Owner

4023 Ridgecroft Rd is owned and occupied by two individuals who bought it in March 2023.

Source: Baltimore City records, as of October 2, 2026

Owner of Record2 Individual Names on File
Mailing Address4023 RIDGECROFT RD, BALTIMORE, MD 21206-5031
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2026Deed of Trust, Mortgage · VA Mortgage
MORTGAGE MORTGAGE
Mar 7, 2023Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Aug 5, 2022Deed, Transfer · Commercial Mortgage
GODDARD INVESTMENT GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 7, 2023 · Amount on File
Deed SaleMar 7, 2023 · Amount on File
Prior SaleAug 5, 2022 · Amount on File
Deed Book / Page25654 / 358
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE CITY MD
Recording DateSep 23, 2026
Property Address4023 RIDGECROFT RD, BALTIMORE, MD 21206-5031
Document Number2946000001
Book / Page29462 / 1
Instrument DateSep 17, 2026
Transaction TypeMortgage
Record UpdatedOct 2, 2026
Title CompanyLENDERS FIRST CHOICE TITLE, LENDERS FIRST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4023 RIDGECROFT RD, BALTIMORE, MD 21206-5031

Mortgage

Document Number2946000001,
DateSep 23, 2026
Book Page29462/1
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2023: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE CITY MD
Recording DateMar 7, 2023
Property Address4023 RIDGECROFT RD, BALTIMORE, MD 21206-5031
Document Number0256540358
Book / Page25654 / 358
Map ReferenceLB WPC 4 FO 91
Instrument DateJan 9, 2023
Transaction TypeTransfer
Record UpdatedMar 17, 2023
Title CompanyDULANEY TITLE AND ESCROW LLC, DULANEY TITLE & ESCROW LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number0256540363
DateMar 7, 2023
Instrument25654-0363
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term359 Months
DueFeb 1, 2053

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE CITY MD
Recording DateAug 5, 2022
Property Address4023 RIDGECROFT RD, BALTIMORE, MD 21206-5031
Document Number0249080123
Book / Page24908 / 123
Map ReferenceLB 4
Instrument DateApr 7, 2022
Transaction TypeTransfer
Record UpdatedAug 17, 2022
Title CompanyDULANEY TITLE AND ESCROW LLC, DULANEY TITLE & ESCROW LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0249080127
DateAug 5, 2022
Instrument24908-0127
Lender
NameGODDARD INVESTMENT GROUP LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4023 Ridgecroft Rd was $7,356.

Source: Baltimore City assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
MunicipalityBaltimore City
Unified School DistrictBaltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,356.00$313,167$364,700 Land $52,000 Building $312,700
2023$2,817.00$119,367$119,600 Land $52,000 Building $67,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4023 Ridgecroft Rd; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4023 Ridgecroft Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 912 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Believe Broadband
Fixed Wireless
500 / 100
AT&T
Fixed Wireless
100 / 20

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