4023 Ridge Dr, De Soto, MO 63020 Property Records

Jefferson County property record for 4023 Ridge Dr, De Soto, MO 63020

Property Summary

Property Type	Single Family Home
Details	1 ba · 936 sqft · built 1972
Lot Size	0.46 acres (20,035 sqft)
Owner	Company Name on Record
Tax Bill	$929 (2025)
Deeds & Mortgages	May 2024 Sale Apr 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`239.031.03001009`

Property Details

APN / Parcel Number

Primary APN	`239.031.03001009`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Lot Area	20,035 sqft (0.46 acres)
Lot Dimensions	150 ft deep x 150 ft wide
Garage Area	576 sqft
Porch	Open Frame Porch
Porch Area	70 sqft
Patio Area	174 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	4023 RIDGE DR
City	DE SOTO
State	MO
Zip	63020-5481
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	VALLE LAKE 1 LOTS 41 42 43 BLOCK D
Legal Range	5E
Legal Township	39N
Legal Section	31
Legal Subdivision	VALLE LAKE 1
Legal Block	D
Legal Lot Number	41
Jurisdiction	JEFFERSON MO
Township / Civil Division	VALLE
Census Block Group	1
Census Block	1013
Census Tract	701401

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4023 RIDGE DR, DE SOTO, MO 63020-5481
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 7, 2024	Warranty Deed, Transfer
Apr 7, 2021	Warranty Deed, Transfer CONTINENTAL, CONTINENTAL TITLE COMPANY
Apr 7, 2021	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP
Feb 13, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 3, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2024
Deed Sale	May 7, 2024
Prior Sale	Apr 7, 2021
Deed Document Number	202410891
Prior Transfer Date	Feb 13, 2020
Prior Transfer Doc	2020R005290
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 7, 2024
Property Address	4023 RIDGE DR, DE SOTO, MO 63020-5481
Document Number	0000010891
Map Reference	MB 17 PG 10
Instrument Date	May 3, 2024
Instrument	2024R-010891
Transaction Type	Transfer
Record Updated	May 22, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3349, CAMDENTON, MO 65020-3349

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4023 RIDGE DR, DE SOTO, MO 63020-5481

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 7, 2021
Property Address	4023 RIDGE DR, DE SOTO, MO 63020-5481
Document Number	2021R015214
Instrument Date	Mar 30, 2021
Instrument	2021R-015214
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 DAVID MORGAN LN, 15, EAST PRAIRIE, MO 63845-9271

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4023 RIGE DR, DE SOTO, MO 63020-5481

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 7, 2021
Property Address	4023 RIDGE DR, DE SOTO, MO 63020-5481
Document Number	2021R015213
Instrument Date	Mar 15, 2021
Instrument	2021R-015213
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5620 CIRCLE DR, 5620, HIGH RIDGE, MO 63049-3121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4023 RIDGE DR, DE SOTO, MO 63020-5481

Mortgage

Document Number	2021R015215
Date	Apr 7, 2021
Instrument	2021R-015215

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 13, 2020
Property Address	4023 RIDGE DR, DE SOTO, MO 63020-5481
Document Number	0000005290
Instrument Date	Feb 13, 2020
Instrument	5290
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 DAVID MORGAN LN EAST PRAIRIE MO 638459271, EAST PRAIRIE, MO 63845-9271

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 3, 2020
Property Address	4023 RIDGE DR, DE SOTO, MO 63020-5481
Document Number	0000000529
Instrument Date	Jan 3, 2020
Instrument	529
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1720 ELANO DR CAHOKIA IL 62206, CAHOKIA, IL 62206

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,600 (-) Land $800 Building $12,800	$71,900 (-) Land $4,400 Building $67,500
2025	$929.00 (+6.54%)	$13,600 (+9.68%) Land $800 Building $12,800	$71,900 (-) Land $4,400 Building $67,500
2024	$872.00 (+1.99%)		$71,900 (+9.77%) Land $4,400 Building $67,500
2023	$855.00	$12,400 Land $800 Building $11,600	$65,500 Land $4,400 Building $61,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLE LAKE SUBD private · serves 625 people · EPA ID MO6036083
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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