4023 Prosperity Rd, Stanley, NC 28164 Property Records

Gaston County property record for 4023 Prosperity Rd, Stanley, NC 28164 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,354 sqft · built 2005
Lot Size	13.2 acres (578,477 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,399 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`204417`

Property Details

APN / Parcel Number

Primary APN	`204417`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	14 Rooms
Stories	1 Story
Building Area	4,354 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	578,477 sqft (13.2 acres)
Porch	Porch
Porch Area	985 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4023 PROSPERITY RD
City	STANLEY
State	NC
Zip	28164-1675
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRANQUILITY PLACE L 40B 14 036 026 00 000
Legal Subdivision	TRANQUILITY PLACE
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	2
Census Block	2000
Census Tract	30207

Owner

Source: Gaston County records · APN 204417

Assessment roll updated August 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4023 PROSPERITY RD, STANLEY, NC 28164-1675
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 01, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Feb 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Mar 24, 2020	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
May 31, 2019	Quit Claim Deed, Transfer · Conventional with PMI MISCELLANEOUS INS CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	May 25, 2019
Transfer Doc	0050441950
Record Updated	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	4023 PROSPERITY RD, STANLEY, NC 28164-1675
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053072124
Date	Feb 01, 2022
Book Page	5307/2124

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	4023 PROSPERITY RD, STANLEY, NC 28164-1675
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051001829
Date	Feb 12, 2020
Book Page	5100/1829

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	4023 PROSPERITY RD, STANLEY, NC 28164-1675
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051100902
Date	Mar 24, 2020
Book Page	5110/902

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GASTON NC
Recording Date	May 31, 2019
Property Address	4023 PROSPERITY RD, STANLEY, NC 28164-1675
Document Number	0050441950
Book / Page	005044 / 001950
Instrument Date	May 25, 2019
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4023 PROSPERITY RD STANLEY NC 281641675, STANLEY, NC 28164-1675

Mortgage

Document Number	50441952
Date	May 31, 2019
Book Page	005044/001952

Lender

Name	MISCELLANEOUS INS CO
Address	ATLANTA, GA 30338

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2049

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated August 19, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,399.00 (+2.75%)	$917,780 (+2.4%) Land $111,140 Building $806,640
2023	$6,228.00	$896,250 Land $97,450 Building $798,800
2021			$604,130 Land $84,230 Building $519,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 52% of North Carolina
Wildfire Likelihood	About 1 in 2,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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