4023 Oak Moss Ct, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 4023 Oak Moss Ct, Chesapeake, VA 23321

Property Summary

Property TypeTownhouse
Details2 bd · 1.5 ba · 1,385 sqft · built 1985
Lot Size0.056 acres (2,439 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Aug 2021)
Tax Bill$2,234 (2025)
Deeds & MortgagesNov 2012 Mortgage
Feb 2023 Second Mortgage
+ 3 more
APN0106003000090

Property Details

APN / Parcel Number

Primary APN0106003000090

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,377 sqft Living Area
1st Floor Area608 sqft
Upper Floors Area620 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,439 sqft (0.056 acres)
Lot Dimensions110 ft deep x 22 ft wide
Garage TypeAttached
Garage Area130 sqft
PorchPorch
Porch Area48 sqft
Balcony Area8 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4023 OAK MOSS CT
CityCHESAPEAKE
StateVA
Zip23321-3723
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD: PLANN
Legal Description9 BLK B STNBRG LNDG PIN OAK TWNHMS PT F J L ZN 1
Legal SubdivisionSTONEBRIDGE LANDING, PIN OAK
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1001
Census Tract21505

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4023 OAK MOSS CT, CHESAPEAKE, VA 23321-3723
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2012Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Feb 14, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Nov 29, 2007Deed of Trust, Mortgage · Line of Credit
CHARTWAY FEDERAL CREDIT U
May 27, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Aug 10, 2021Warranty Deed, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2021 · Amount on Record
Deed SaleAug 10, 2021 · Amount on Record
Prior SaleJun 27, 2008 · Amount on Record
Deed Document Number202136423
Deed Book / Page10424 / 286
Record UpdatedOct 29, 2026

November 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address4023 OAK MOSS CT, CHESAPEAKE, VA 23321-3723
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008870/25
DateNov 2, 2012
Book Page8870/25
Lender
NameWELLS FARGO BANK NA
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2042
Interest
Rate TypeFixed Rate

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address4023 OAK MOSS CT, CHESAPEAKE, VA 23321-3723
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010638/741
DateFeb 14, 2023
Book Page10638/741
Instrument230002972
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term343 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate

November 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address4023 OAK MOSS CT, CHESAPEAKE, VA 23321-3723
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00007293/1
DateNov 29, 2007
Book Page7293/1
Lender
NameCHARTWAY FEDERAL CREDIT U
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueNov 2, 2022
Interest
Rate TypeAdjustable Rate

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address4023 OAK MOSS CT, CHESAPEAKE, VA 23321-3723
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10856/1505
DateMay 27, 2025
Book Page10856/1505
Instrument250011196
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term316 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateAug 10, 2021
Property Address4023 OAK MOSS CT, CHESAPEAKE, VA 23321-3723
Document Number10424/286
Book / Page10424 / 286
Instrument DateAug 6, 2021
Instrument210036423
Transaction TypeTransfer
Record UpdatedAug 25, 2021
Title CompanyNOT AVAILABLE, VA HOME TITLE & SETTLEMENTS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4023 OAK MOSS CT, CHESAPEAKE, VA 23321-3723

Mortgage

Document Number210036424
DateAug 10, 2021
Instrument210036424
Lender
NameCARDINAL FINANCIAL COMPANY LP
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$247,700 (+11.98%) Land $110,000 Building $137,700$247,700 (+11.98%) Land $110,000 Building $137,700
2025$2,234.00 (+49.23%)$221,200 (+15.09%) Land $85,000 Building $136,200$221,200 (+15.09%) Land $85,000 Building $136,200
2023$192,200 (+7.86%) Land $75,000 Building $117,200$192,200 (+7.86%) Land $75,000 Building $117,200
2022$178,200 Land $55,000 Building $123,200$178,200 Land $55,000 Building $123,200
2019$1,497.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - WESTERN BRANCH SYS
serves 32,326 people · EPA ID VA3550050
Water SourcePurchased surface water from CITY OF PORTSMOUTH
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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