4023 Newcastle Rd, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 4023 Newcastle Rd, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,145 sqft · built 2001
Lot Size0.504 acres (21,967 sqft)
Owner2 Individual Names on File
Last Sale$627,000 (Sep 2022)
Tax Bill$12,712 (2026)
Deeds & MortgagesSep 2022 Sale & Mortgage
Oct 2017 Second Mortgage
Flood ZoneZone X (minimal risk)
APN013089 15.19-5-12

Property Details

APN / Parcel Number

Primary APN013089 15.19-5-12
Alternative APNs
  • 308901501900050120000000
  • 01501900050120000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,145 sqft Living Area
1st Floor Area1,669 sqft
2nd Floor Area1,476 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area21,967 sqft (0.504 acres)
Lot Dimensions191 ft deep x 115 ft wide
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
Pool Area512 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01501900050120000000
Street Address4023 NEWCASTLE RD
CitySCHENECTADY
StateNY
Zip12303-5092
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRO30
Legal DescriptionRANDOMWOOD ACRES SEC 6 LOT 4023
Legal SubdivisionFINAL PLAT RANDOM ACRES 6
Legal Block5
Legal Lot Number12.000
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group3
Census Block3007
Census Tract14616

Owner

4023 Newcastle Rd is owned and occupied by two individuals who bought it in September 2022.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address4023 NEWCASTLE RD, SCHENECTADY, NY 12303-5092
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2022Warranty Deed, Transfer · ARM
BROADVIEW FCU
Oct 31, 2017Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2022 · Amount on File
Deed SaleSep 21, 2022 · Amount on File
Prior SaleJan 31, 2002 · Amount on File
Deed Document Number202221829
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALBANY NY
Recording DateSep 21, 2022
Property Address4023 NEWCASTLE RD, SCHENECTADY, NY 12303-5092
Document Number0000001829
Map ReferenceDR 172 MAP 9523
Instrument DateAug 31, 2022
InstrumentR2022-21829
Transaction TypeTransfer
Record UpdatedMar 17, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,508.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4023 NEWCASTLE RD, SCHENECTADY, NY 12303-5092

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 SEVENTEEN HUNDRED CIR APT 208, 208, ALBANY, NY 12203-3446

Mortgage

Document Number0000001830
DateSep 21, 2022
InstrumentR2022-21830
Lender
NameBROADVIEW FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.5%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.5%
IndexOther
Max Rate8.5%

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address4023 NEWCASTLE RD, SCHENECTADY, NY 12303-5092
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLIBERTY TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026008
DateOct 31, 2017
InstrumentR2017-26008
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueOct 27, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 4023 Newcastle Rd was $12,712.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,712.00 (-0.02%)
2025$12,714.00$450,000 Land $90,000 Building $360,000$600,000 Land $120,000 Building $480,000
2023$450,000 Land $90,000 Building $360,000$529,412 Land $105,882 Building $423,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4023 Newcastle Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4023 Newcastle Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGUILDERLAND TOWN WD
serves 30,000 people · EPA ID NY0100205
Water SourceSurface water
Last State InspectionAug 2022
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Hudson Valley Wireless
Fixed Wireless
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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