4023 McHugh Ln, Helena, MT 59602 Property Records

Lewis And Clark County property record for 4023 McHugh Ln, Helena, MT 59602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,218 sqft · built 1983
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Trust Names on File
Last Sale	$532,000 (Jul 2023)
Tax Bill	$6,232 (2026)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0525619`

Property Details

APN / Parcel Number

Primary APN	`R0525619`
Alternative APNs	`05-1888-07-4-01-10-0000` `0000023866`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,218 sqft Living Area
1st Floor Area	1,279 sqft
2nd Floor Area	939 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000023866
Street Address	4023 MCHUGH LN
City	HELENA
State	MT
Zip	59602-7445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S07, T10 N, R03 W, C.O.S. 3352053, ACRES 1.01, TRACT 1-A1, IN SW4SE4
Legal Range	03W
Legal Township	10N
Legal Section	07
Legal Tract	1-A
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	1
Census Block	1008
Census Tract	503

Owner

4023 McHugh Ln is owner-occupied and held in a trust since July 2023.

Source: Lewis And Clark County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	4023 MCHUGH LN, HELENA, MT 59602-7445
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2023 · Amount on File
Deed Sale	Jul 12, 2023 · Amount on File
Prior Sale	Sep 10, 2018 · Amount on File
Deed Document Number	20233413150
Deed Book / Page	62 / 3200
Record Updated	Oct 29, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Sep 10, 2018
Property Address	4023 MCHUGH LN, HELENA, MT 59602-7445
Document Number	M54/6739
Book / Page	M54 / 6739
Instrument Date	Sep 4, 2018
Instrument	3327445
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4023 MCHUGH LN, HELENA, MT 59602-7445

Mortgage

Document Number	3327335
Date	Sep 10, 2018
Instrument	3327335

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 4023 McHugh Ln was $6,232.

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,232.00	$491,600
2025			$491,600 Land $124,661 Building $366,939
2023	$4,158.00	$443,200	$443,200 Land $128,283 Building $314,917

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4023 McHugh Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2011–2018)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2018 · Flooding
Claims by Event	Flooding, May 2018 · 2 claims Severe Storms And Flooding, Jun 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4023 McHugh Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN ESTATES HOMEOWNERS ASSOCIATION private · serves 400 people · EPA ID MT0004187
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20