4023 Highview Rd, Charlotte, NC 28210 Property Records

Mecklenburg County property record for 4023 Highview Rd, Charlotte, NC 28210

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,452 sqft · built 1996
Lot Size	0.366 acres (15,951 sqft)
Owner	Individual Name on Record
Last Sale	$1,050,000 (Jan 2026)
Tax Bill	$6,415 (2024)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jan 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`209-181-10`

Property Details

APN / Parcel Number

Primary APN	`209-181-10`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,452 sqft Heated Area
1st Floor Area	1,788 sqft
Upper Floors Area	1,664 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Exterior Material	Stucco
Foundation Type	Raised
Roof Material	Wood
Lot Area	15,951 sqft (0.366 acres)
Garage Area	630 sqft
Deck Area	120 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	4023 HIGHVIEW RD
City	CHARLOTTE
State	NC
Zip	28210-6484
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L54 M26-544
Legal Subdivision	PRESERVE/BELINGRATH
Legal Lot Number	54
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2009
Census Tract	3006

Owner

Source: Mecklenburg County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4023 HIGHVIEW RD, CHARLOTTE, NC 28210-6484
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jan 5, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Oct 25, 2017	Deed of Trust, Mortgage · ARM PROVIDENT FUNDING ASSOCIATES LP
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 17, 2020	Deed of Trust, Mortgage · Line of Credit UWHARRIE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2026 · Amount on Record
Deed Sale	Jan 12, 2026 · Amount on Record
Deed Document Number	2026003118
Deed Book / Page	40131 / 846
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 12, 2026
Property Address	4023 HIGHVIEW RD, CHARLOTTE, NC 28210-6484
Document Number	0000003118
Book / Page	40131 / 846
Map Reference	MB 8609 PG 167
Instrument Date	Jan 9, 2026
Instrument	2026003118
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	HARBOR CITY TITLE INSURANCE AGENCY INC, HARBOR CITY TTL INS AGCY OF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4023 HIGHVIEW ROAD, CHARLOTTE, NC 28210-6484

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4023 HIGHVIEW RD, CHARLOTTE, NC 28210-6484

Mortgage

Document Number	0000003119
Date	Jan 12, 2026
Instrument	2026003119

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4023 HIGHVIEW RD, CHARLOTTE, NC 28210-6484
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4023 HIGHVIEW RD, CHARLOTTE, NC 28210-6484

Mortgage

Document Number	0000001554
Date	Jan 5, 2018
Book Page	32387/825
Instrument	2018001554

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4023 HIGHVIEW RD, CHARLOTTE, NC 28210-6484
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000144234
Date	Oct 25, 2017
Book Page	32219/887
Instrument	2017144234

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	ATLANTA, GA 30326

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Nov 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4023 HIGHVIEW RD, CHARLOTTE, NC 28210-6484
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000130329
Date	Aug 19, 2020
Book Page	34945/157
Instrument	2020130329

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4023 HIGHVIEW RD, CHARLOTTE, NC 28210-6484
Document Number	0000151407
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4023 HIGHVIEW RD CHARLOTTE NC 282106484, CHARLOTTE, NC 28210-6484

Mortgage

Document Number	0000151407
Date	Sep 18, 2020
Book Page	035070/000176
Instrument	151407

Lender

Name	UWHARRIE BK
Type	Bank
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 17, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$847,200 Land $185,000 Building $662,200
2024	$6,415.00
2023			$847,200 Land $185,000 Building $662,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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