4023 Gregus Ave, Lorain, OH 44055 Property Records

Lorain County property record for 4023 Gregus Ave, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,128 sqft · built 1956
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Oct 2026)
Tax Bill	$1,644 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`006691-9`

Property Details

APN / Parcel Number

Primary APN	`006691-9`
Alternative APN	`03-00-099-115-013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,128 sqft Living Area
Gross Area	1,308 sqft
1st Floor Area	1,128 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	158 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	500 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	006691-9
Street Address	4023 GREGUS AVE
City	LORAIN
State	OH
Zip	44055-2762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEWOOD 50 X 158 LOT # 26
Legal Subdivision	HOMEWOOD
Legal Block	115
Legal Lot Number	26
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1010
Census Tract	97500

Owner

Source: Lorain County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4023 GREGUS AVE, LORAIN, OH 44055-2762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Fiduciary Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Sep 24, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2026 · Amount on Record
Deed Sale	Oct 5, 2026 · Amount on Record
Deed Document Number	2026114040
Record Updated	Oct 29, 2026

October 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 5, 2026
Property Address	4023 GREGUS AVE, LORAIN, OH 44055-2762
Document Number	0000114040
Instrument Date	Sep 25, 2026
Instrument	2026114040
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	AMERICAN R TITLE, AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$74,740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4023 GREGUS AVE, LORAIN, OH 44055-2762

Mortgage

Document Number	0000114041,
Date	Oct 5, 2026
Instrument	2026114041

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4023 GREGUS AVE, LORAIN, OH 44055-2762
Document Number	0000732665
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	THIRD CAPITAL TITLE, THIRD CAP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4023 GREUS AVE LORAIN OH 44055, LORAIN, OH 44055

Mortgage

Document Number	0000732665
Date	Oct 2, 2019
Instrument	732665

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,644.00	$40,950 (-0.02%) Land $11,070 Building $29,880	$117,020 (-) Land $31,640 Building $85,380
2024	$1,644.00 (+74.89%)	$40,957 (+49.28%) Land $11,074 Building $29,883	$117,020 (+49.28%) Land $31,640 Building $85,380
2023	$940.00 (-1.47%)	$27,437 (-0.01%) Land $5,282 Building $22,155	$78,390 (-) Land $15,090 Building $63,300
2022	$954.00	$27,440 Land $5,280 Building $22,160
2021			$78,390 Land $15,090 Building $63,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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