St. Louis County property record for 4023 E Calvary Rd, Duluth, MN 55803 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,090 sqft · built 2005 |
| Lot Size | 0.909 acres (39,596 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (Jul 2002) |
| Tax Bill | $6,912 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-0130-00560 |
| Primary APN | 520-0130-00560 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,090 sqft Gross Area |
| 1st Floor Area | 1,284 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 39,596 sqft (0.909 acres) |
| Garage Area | 4,344 sqft |
| Porch | Slab |
| Porch Area | 20 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1091866 |
|---|---|
| Street Address | 4023 E CALVARY RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-1322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 450 AND E1/2 OF LOT 483 SERIAL # |
| Legal Subdivision | HOMECROFT PARK |
| Legal Lot Number | 450 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | RICE LAKE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 10400 |
Source: St. Louis County records · APN 520-0130-00560
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4023 E CALVARY RD, DULUTH, MN 55803-1322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · Line of Credit BANK TRUST |
| Jul 01, 2020 | Quit Claim Deed, Transfer FRANDSEN BK&TR |
| May 24, 2019 | Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 2002 · Amount on Record |
| Deed Sale | Jul 01, 2002 · Amount on Record |
| Deed Document Number | 2002726286 |
| Last Transfer Date | Jun 23, 2020 |
| Transfer Doc | 0001025312 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 31, 2026 |
| Property Address | 4023 E CALVARY RD, DULUTH, MN 55803-1322 |
| Document Number | 0001104262 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 20261104262 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4023 E CALVARY RD, DULUTH, MN 55803-1322 |
| Document Number | 0001104262, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 20261104262 |
| Name | BANK TRUST |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 15, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 01, 2020 |
| Property Address | 4023 E CALVARY RD, DULUTH, MN 55803-1322 |
| Document Number | 00T1025312 |
| Instrument Date | Jun 23, 2020 |
| Instrument | T1025312 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4023 E CALVARY RD DULUTH MN 558031322, DULUTH, MN 55803-1322 |
| Document Number | T1025313 |
|---|---|
| Date | Jul 01, 2020 |
| Instrument | T1025313 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | NEW ULM, MN 56073 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jun 30, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4023 E CALVARY RD, DULUTH, MN 55803-1322 |
| Document Number | 00T1011421 |
| Instrument Date | May 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4023 E CALVARY RD DULUTH MN 558031322, DULUTH, MN 55803-1322 |
| Document Number | 00T1011421 |
|---|---|
| Date | Jun 13, 2019 |
| Instrument | T1011421 |
| Name | NORTHERN COMMUNITIES CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 12, 2034 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,912.00 (+3.63%) Homeowner's exemption | ||
| 2025 | $6,670.00 (+4.97%) Homeowner's exemption | $515,800 (+0.06%) Land $45,500 Building $470,300 | $515,800 (+0.06%) Land $45,500 Building $470,300 |
| 2024 | $6,354.00 | $515,500 (+18.48%) Land $45,200 Building $470,300 | $515,500 (+18.48%) Land $45,200 Building $470,300 |
| 2022 | $435,100 Land $43,200 Building $391,900 | $435,100 Land $43,200 Building $391,900 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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