40224 Lackey Rd, Hamilton, MS 39746 Property Records

Monroe County property record for 40224 Lackey Rd, Hamilton, MS 39746 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,647 sqft · built 1972
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on File
Tax Bill	$792 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3290-32-000-012.00`

Property Details

APN / Parcel Number

Primary APN	`3290-32-000-012.00`
Alternative APN	`18055`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,647 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	30,492 sqft (0.7 acres)
Utility Building	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	18055
Street Address	40224 LACKEY RD
City	HAMILTON
State	MS
Zip	39746-9744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4 SW1/4 200 X 155 .7AC C
Jurisdiction	MONROE MS
Township / Civil Division	3
Census Block Group	1
Census Block	1054
Census Tract	950501

Owner

Source: Monroe County records · APN 3290-32-000-012.00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40224 LACKEY RD, HAMILTON, MS 39746-9744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Deed Document Number	0000023785
Record Updated	Jun 08, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MS
Property Address	40224 LACKEY RD, HAMILTON, MS 39746-9744
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40224 LACKEY RD, HAMILTON, MS 39746-9744

Mortgage

Document Number	2018005522
Date	Oct 31, 2018
Instrument	2018005522

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Nov 25, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Monroe County
Unified School District	Monroe County School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$792.00 Homeowner's exemption Senior Citizen's exemption	$7,855 (+12.44%)	$78,550 (+12.44%) Land $7,700 Building $70,850
2023	Homeowner's exemption Senior Citizen's exemption	$6,986	$69,860 Land $6,500 Building $63,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (28095C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280959505011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2000–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Dec 2015, other causes, Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 10% of Mississippi
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.