4022 W 5th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4022 W 5th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.25 ba · 1,232 sqft · built 1926
Lot Size	0.114 acres (4,993 sqft)
Owner	Individual Name on Record
Last Sale	$191,000 (Jul 2020)
Tax Bill	$2,646 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`010-0480-00870`

Property Details

APN / Parcel Number

Primary APN	`010-0480-00870`
Alternative APN	`1093065`

Interior

Bedrooms	3 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,232 sqft Gross Area
1st Floor Area	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	4,993 sqft (0.114 acres)
Garage Area	308 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	24 sqft
Deck Area	88 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1093065
Street Address	4022 W 5TH ST
City	DULUTH
State	MN
Zip	55807-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 AND E1/2 LOT 12 SERIAL #
Legal Subdivision	CHANDLER PARK ADD TO DULUTH
Legal Block	6
Legal Lot Number	11-12
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3006
Census Tract	15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4022 W 5TH ST, DULUTH, MN 55807-1507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST NAT'L BK
Apr 26, 2017	Grant Deed, Transfer WEST TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2020 · Amount on Record
Deed Sale	Jul 23, 2020 · Amount on Record
Deed Document Number	20201026337
Prior Transfer Date	Apr 6, 2016
Prior Transfer Doc	0000971243
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 23, 2020
Property Address	4022 W 5TH ST, DULUTH, MN 55807-1507
Document Number	00T1026337
Instrument Date	Jul 9, 2020
Instrument	T1026337
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4022 W 5TH ST DULUTH MN 558071507, DULUTH, MN 55807-1507

Mortgage

Document Number	T1026338
Date	Jul 23, 2020
Instrument	T1026338

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2050

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 26, 2017
Property Address	4022 W 5TH ST, DULUTH, MN 55807-1507
Document Number	000T984332
Instrument Date	Mar 31, 2017
Instrument	T984332
Transaction Type	Transfer
Record Updated	May 19, 2017
Title Company	WEST TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$264.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4022 W 5TH ST DULUTH MN 558071507, DULUTH, MN 55807-1507

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,646.00 (+0.23%) Homeowner's exemption
2025	$2,640.00 (+2.72%) Homeowner's exemption	$232,600 (+7.83%) Land $12,900 Building $219,700	$232,600 (+7.83%) Land $12,900 Building $219,700
2024	$2,570.00	$215,700 (+20.64%) Land $13,800 Building $201,900	$215,700 (+20.64%) Land $13,800 Building $201,900
2022		$178,800 Land $12,700 Building $166,100	$178,800 Land $12,700 Building $166,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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