4022 Tara Pl, Villa Ridge, MO 63089 Property Records

Franklin County property record for 4022 Tara Pl, Villa Ridge, MO 63089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,226 sqft · built 1990
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Tax Bill	$2,438 (2025)
Deeds & Mortgages	Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-2-10.0-0-007-008.340`

Property Details

APN / Parcel Number

Primary APN	`18-2-10.0-0-007-008.340`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,226 sqft Living Area

Exterior

Year Built	Built 1990
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	34,848 sqft (0.8 acres)
Patio Area	300 sqft
Shed	1 Shed

Location & Zoning

Street Address	4022 TARA PL
City	VILLA RIDGE
State	MO
Zip	63089-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	LOT:31 TARA PLACE
Legal Range	01E
Legal Township	43
Legal Section	10
Legal Subdivision	TARA PLACE
Legal Block	7
Legal Lot Number	31
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1052
Census Tract	800104

Owner

4022 Tara Pl is owned and occupied by an individual who acquired it in October 2022.

Source: Franklin County records, as of November 10, 2025

Owner of Record	Individual Name on File
Mailing Address	4022 TARA PL, VILLA RIDGE, MO 63089-1205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2022
Deed Sale	Oct 20, 2022
Prior Sale	Oct 19, 2009
Deed Document Number	2216003
Record Updated	Jun 8, 2026

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 20, 2022
Property Address	4022 TARA PL, VILLA RIDGE, MO 63089-1205
Document Number	0002216003
Map Reference	PB N PG 800
Instrument Date	Oct 18, 2022
Instrument	2216003
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2740 MOUNTAIN TOP DR, SAINT LOUIS, MO 63129-4206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4022 TARA PL, VILLA RIDGE, MO 63089-1205

Mortgage

Document Number	0002216004
Date	Oct 20, 2022
Instrument	2216004

Lender

Name	BANK OF FRANKLIN COUNTY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.95%
Adjustable	Adjustable Rate Rider
Change Frequency	3 Years
Min Rate At Change	3.95%
Max Rate At Change	5.95%
Index	Other
Max Rate	9.95%

Tax Assessment & Valuation

The 2025 property tax bill for 4022 Tara Pl was $2,438.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,438.00	$31,639	$166,520 Land $30,000 Building $136,520
2023	$1,759.00 (+4.08%)	$24,782	$130,430 Land $20,000 Building $110,430
2022	$1,690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4022 Tara Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4022 Tara Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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