4022 S Hands Cir, Independence, MO 64055 Property Records

Jackson County property record for 4022 S Hands Cir, Independence, MO 64055 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,424 sqft · built 1966
Lot Size	0.252 acres (10,991 sqft)
Owner	Individual Name on File
Last Sale	$272,719 (May 2026)
Tax Bill	$2,855 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-130-07-12`

Property Details

APN / Parcel Number

Primary APN	`33-130-07-12`
Alternative APNs	`33-130-07-12-00-0-00-000` `33130071200000001` `876162`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,424 sqft Living Area
1st Floor Area	756 sqft
Basement Area	1,404 sqft
Finished Basement	540 sqft
Unfinished Basement	864 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,991 sqft (0.252 acres)
Lot Dimensions	112 ft deep x 99 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	876162
Street Address	4022 S HANDS CIR
City	INDEPENDENCE
State	MO
Zip	64055-4134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEWART HEIGHTS EAST LOT 391
Legal Subdivision	STEWART HEIGHTS EAST
Legal Block	4
Legal Lot Number	391
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4005
Census Tract	14601

Owner

Source: Jackson County records · APN 33-130-07-12

Assessment roll updated September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4022 S HANDS CIR, INDEPENDENCE, MO 64055-4134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Warranty Deed, Transfer · FHA Mortgage PRIMECAP LENDING LLC
May 21, 2026	Deed of Trust, Mortgage · FHA Mortgage PRIMECAP LENDING LLC
Aug 22, 2020	Deed of Trust, Mortgage US BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	Dec 02, 2016 · Amount on Record
Deed Document Number	202637526
Prior Transfer Date	May 14, 1998
Prior Transfer Doc	0000000584
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	May 20, 2026
Property Address	4022 S HANDS CIR, INDEPENDENCE, MO 64055-4134
Document Number	0000037526
Instrument Date	May 14, 2026
Instrument	202637526
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4022 S HANDS CIR, INDEPENDENCE, MO 64055-4134

Mortgage

Document Number	00E0037910,
Date	May 20, 2026
Instrument	2026E37910

Lender

Name	PRIMECAP LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.37%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	May 21, 2026
Property Address	4022 S HANDS CIR, INDEPENDENCE, MO 64055-4134
Document Number	0000037910
Instrument Date	May 14, 2026
Instrument	202637910
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CONTINENTAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4022 S HANDS CIR, INDEPENDENCE, MO 64055-4134

Mortgage

Document Number	0000037910,
Date	May 21, 2026
Instrument	202637910

Lender

Name	PRIMECAP LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.3%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	4022 S HANDS CIR, INDEPENDENCE, MO 64055-4134
Document Number	0000E82365
Instrument Date	Aug 22, 2020
Transaction Type	Mortgage
Record Updated	Oct 05, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4022 S HANDS CIR INDEPENDENCE MO 640554134, INDEPENDENCE, MO 64055-4134

Mortgage

Document Number	0000E82365
Date	Sep 11, 2020
Instrument	82365E

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Sep 10, 2040

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,855.00 (-9.99%)	$39,952 (-12.76%) Land $5,364 Building $34,588	$210,270 (-12.76%)
2024	$3,172.00 (+2.32%)
2023	$3,100.00	$45,793 Land $4,761 Building $41,032	$241,020

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950146014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	7 (1982)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Aug 1982, tidal / storm surge

Wildfire

Wildfire Risk	Low above 3% of the US · above 5% of Missouri
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 440 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Google Fiber	Fiber	8,000 / 8,000
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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