Lorain County property record for 4022 Lorain Ave, Lorain, OH 44055
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 984 sqft · built 1900 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,121 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Feb 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-106-107-001 |
| Primary APN | 03-00-106-107-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 984 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 110 ft deep x 31 ft wide |
| Porch | Porch |
|---|---|
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 4022 LORAIN AVE |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-2532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CENTRAL DIV 30 X 120 |
| Legal Subdivision | CENTRAL DIV |
| Legal Block | 107 |
| Legal Lot Number | 24 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 23900 |
Source: Lorain County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1202 MIDDLE AVE, ELYRIA, OH 44035-7078 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 13, 2026 | Deed of Trust, Mortgage · Line of Credit BPL MORTGAGE LLC |
| Feb 15, 2022 | Deed of Trust, Mortgage · Line of Credit VELOCITY COMMERCIAL CAPITAL LLC |
| Jun 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage EMERICH JR HERBST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2016 |
| Deed Sale | Oct 11, 2016 |
| Prior Sale | Jun 13, 2016 · Amount on Record |
| Deed Document Number | 2016604060 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 4022 LORAIN AVE, LORAIN, OH 44055-2532 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4436 PALM AVE, LORAIN, OH 44055-3553 |
| Document Number | 0000084953 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | 2026-0084953 |
| Name | BPL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | VILLA PARK, IL 60181 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 4022 LORAIN AVE, LORAIN, OH 44055-2532 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000862921 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 2022-0862921 |
| Name | VELOCITY COMMERCIAL CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 4022 LORAIN AVE, LORAIN, OH 44055-2532 |
| Document Number | 0000754860 |
| Instrument Date | Jun 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2020 |
| Title Company | AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4022 LORAIN AVE LORAIN OH 440552532, LORAIN, OH 44055-2532 |
| Document Number | 0000754860 |
|---|---|
| Date | Mar 31, 2020 |
| Instrument | 754860 |
| Name | EMERICH JR HERBST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Clearview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,121.00 | $28,420 (-) Land $1,880 Building $26,540 | $81,200 (-) Land $5,360 Building $75,840 |
| 2024 | $1,121.00 (+60.14%) | $28,420 (+89.99%) Land $1,876 Building $26,544 | $81,200 (+89.99%) Land $5,360 Building $75,840 |
| 2023 | $700.00 (-3.18%) | $14,959 (-0.01%) Land $1,232 Building $13,727 | $42,740 (-) Land $3,520 Building $39,220 |
| 2022 | $723.00 | $14,960 Land $1,230 Building $13,730 | |
| 2021 | $42,740 Land $3,520 Building $39,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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