Upshur County property record for 4022 Locust Rd, Gilmer, TX 75645 · Last verified August 2026
| Property Type | Residential |
|---|---|
| Details | 4,416 sqft · built 2006 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,888 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001U-S02-000-520-1 |
| Primary APN | 001U-S02-000-520-1 |
|---|---|
| Alternative APN |
|
| Building Area | 4,416 sqft Total Area |
|---|---|
| 1st Floor Area | 1,800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Type | Carport |
| Garage Area | 576 sqft |
| Carport | Carport |
| Carport Area | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 001U-S02-000-520-1 |
|---|---|
| Street Address | 4022 LOCUST RD |
| City | GILMER |
| State | TX |
| Zip | 75645-2936 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Legal Description | ABS A1 DAVENPORT, J B B,TRACT 520-1, 4.0 ACRES & HOUSE |
| Legal Subdivision | J B B DAVENPORT SURVEY ABSTRACT #1 |
| Legal Tract | 1-520 |
| Jurisdiction | UPSHUR TX |
| Township / Civil Division | GILMER |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 950302 |
Source: Upshur County records · APN 001U-S02-000-520-1
Assessment roll updated December 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4022 LOCUST RD, GILMER, TX 75645-2936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2017 | Deed of Trust, Mortgage · FHA Mortgage ALLEN MORTGAGE LC |
| Jan 25, 2021 | Vendor's Lien, Transfer · Conventional Mortgage SOUTHWEST FUNDING LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 06, 2022 |
| Deed Sale | Apr 06, 2022 |
| Prior Sale | Jan 25, 2021 · Amount on Record |
| Deed Document Number | 20222870 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPSHUR TX |
| Property Address | 4022 LOCUST RD, GILMER, TX 75645-2936 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | NETCO |
| Name | Verified Name |
|---|
| Document Number | 0201708305 |
|---|---|
| Date | Dec 21, 2017 |
| Instrument | 201708305 |
| Name | ALLEN MORTGAGE LC |
|---|---|
| Type | Mortgage Company |
| Address | COLORADO CITY, AZ 86021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | UPSHUR TX |
| Recording Date | Jan 25, 2021 |
| Property Address | 4022 LOCUST RD, GILMER, TX 75645-2936 |
| Document Number | 0202100564 |
| Map Reference | VOL 177 PG 488 |
| Instrument Date | Jan 25, 2021 |
| Instrument | 202100564 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4022 LOCUST RD, GILMER, TX 75645-2936 |
| Document Number | 0202100565 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 202100565 |
| Name | SOUTHWEST FUNDING LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
Source: Upshur County records · Assessment roll updated December 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Upshur County |
| Unified School District | Gilmer Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,888.00 (-34.45%) Homeowner's exemption | $296,940 (-3.71%) Land $62,400 Building $234,540 | $296,940 (-3.71%) Land $62,400 Building $234,540 |
| 2023 | $308,380 Land $88,000 Building $220,380 | $308,380 Land $88,000 Building $220,380 | |
| 2022 | $4,406.00 |
Source: FEMA National Flood Hazard Layer, Upshur County (48459C), updated October 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 62% of the US · above 45% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 588 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Etex Telephone Cooperative | Fiber | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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