Yellowstone County property record for 4022 Laredo Pl, Billings, MT 59106
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,692 sqft · built 1977 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $251,400 (Oct 2015) |
| Tax Bill | $3,432 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Feb 2020 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000C061550 |
| Primary APN | 000C061550 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,692 sqft Living Area |
| Gross Area | 3,892 sqft |
| 1st Floor Area | 1,886 sqft |
| Basement Area | 2,006 sqft |
| Finished Basement | 1,806 sqft |
| Unfinished Basement | 200 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 200 sqft |
| Deck Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4022 LAREDO PL |
|---|---|
| City | BILLINGS |
| State | MT |
| Zip | 59106-1378 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-96 |
| Legal Description | MONTYS PLACE 2ND FILING, S28, T01 N, R25 E, BLOCK 3, LOT 3 |
| Legal Range | 25E |
| Legal Township | 01N |
| Legal Section | 28 |
| Legal Subdivision | MONTYS PLACE 2ND FILING |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | BILLINGS |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 1805 |
Source: Yellowstone County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4022 LAREDO PL, BILLINGS, MT 59106-1378 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2017 | Deed of Trust, Mortgage VALLEY FEDERAL CU |
| Feb 19, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance STOCKMAN BANK OF MONTANA |
| Mar 22, 2022 | Deed of Trust, Mortgage · Construction Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jun 18, 2019 | Trustee's Deed, Construction Loan · Line of Credit STOCKMAN BK/MT |
| Nov 20, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2015 · Amount on Record |
| Deed Sale | Oct 20, 2015 · Amount on Record |
| Prior Sale | Oct 20, 2015 · Amount on Record |
| Deed Document Number | 20153758153 |
| Last Transfer Date | Nov 20, 2017 |
| Transfer Doc | 0003834043 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 4022 LAREDO PL, BILLINGS, MT 59106-1378 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003835425 |
|---|---|
| Date | Dec 6, 2017 |
| Instrument | 3835425 |
| Name | VALLEY FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | BILLINGS, MT 59102 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 30, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 4022 LAREDO PL, BILLINGS, MT 59106-1378 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0003911824 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 3911824 |
| Name | STOCKMAN BANK OF MONTANA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 4022 LAREDO PL, BILLINGS, MT 59106-1378 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0004011589 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 4011589 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jun 18, 2019 |
| Property Address | 4022 LAREDO PL, BILLINGS, MT 59106-1378 |
| Instrument Date | Jun 6, 2019 |
| Instrument | 3886311 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 2, 2019 |
| Title Company | FIRST MONTANA TITLE |
| Name | Verified Name |
|---|---|
| Address | 4002 LAREDO PL BILLINGS MT 59106, BILLINGS, MT 59106 |
| Document Number | 0003886311 |
|---|---|
| Date | Jun 18, 2019 |
| Instrument | 3886311 |
| Name | STOCKMAN BK/MT |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 17, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Nov 20, 2017 |
| Property Address | 4022 LAREDO PL, BILLINGS, MT 59106-1378 |
| Document Number | 0003834043 |
| Instrument Date | Nov 20, 2017 |
| Instrument | 3834043 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2017 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4022 LAREDO PL BILLINGS MT 591061378, BILLINGS, MT 59106-1378 |
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| Municipality | Billings City |
| County | Yellowstone County |
| Elementary School District | Billings Elementary School District (PK - 08) |
| Secondary School District | Billings High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $507,000 (+5.71%) Land $99,347 Building $407,653 | $507,000 (+5.71%) Land $99,347 Building $407,653 | |
| 2025 | $3,432.00 (-19.79%) | ||
| 2023 | $4,279.00 | $479,600 | $479,600 Land $91,944 Building $387,656 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 43% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 200 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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